977 Waring Rd, Memphis, TN 38122 Property Records

Shelby County property record for 977 Waring Rd, Memphis, TN 38122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,638 sqft · built 1945
Lot Size	0.244 acres (10,647 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (May 2025)
Tax Bill	$1,299 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-4026-0-0012`

Property Details

APN / Parcel Number

Primary APN	`05-4026-0-0012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	1,638 sqft
Utility Area	476 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1982
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,647 sqft (0.244 acres)
Lot Dimensions	111 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	442 sqft
Carport	Carport
Carport Area	442 sqft
Parking Spaces	2 Parking Spaces
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	977 WARING RD
City	MEMPHIS
State	TN
Zip	38122-4843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Subdivision	BERCLAIR PARK 2ND ADDN
Legal Lot Number	144
Jurisdiction	SHELBY TN
Township / Civil Division	13
Census Block Group	2
Census Block	2007
Census Tract	8700

Owner

977 Waring Rd is owned and occupied by an individual who bought it in May 2025.

Source: Shelby County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	977 WARING RD, MEMPHIS, TN 38122-4843
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Warranty Deed, Transfer · Conventional Mortgage BRIGHTON BANK
Jul 2, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS
Jul 2, 2019	Quit Claim Deed, Transfer REALTY TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2025 · Amount on File
Deed Sale	May 21, 2025 · Amount on File
Prior Sale	Mar 2, 2022 · Amount on File
Deed Document Number	202540214
Prior Transfer Date	Jun 3, 2019
Prior Transfer Doc	0000066109
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Mar 2, 2022
Property Address	977 WARING RD, MEMPHIS, TN 38122-4843
Document Number	0022023896
Map Reference	MB 15 PG 35
Instrument Date	Feb 18, 2022
Instrument	22023896
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$728.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 WARING RD, MEMPHIS, TN 38122-4843

Mortgage

Document Number	0022023897
Date	Mar 2, 2022
Instrument	22023897

Lender

Name	BRIGHTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jul 2, 2019
Property Address	977 WARING RD, MEMPHIS, TN 38122-4843
Document Number	0000066110
Instrument Date	Jun 12, 2019
Instrument	66110
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 LIBERTY ST RIDGEWOOD NJ 074504520, RIDGEWOOD, NJ 07450-4520

Mortgage

Document Number	66111
Date	Jul 2, 2019
Instrument	66111

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY TN
Recording Date	Jul 2, 2019
Property Address	977 WARING RD, MEMPHIS, TN 38122-4843
Document Number	0000066109
Instrument Date	Jun 3, 2019
Instrument	66109
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	REALTY TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 WARING RD MEMPHIS TN 381224843, MEMPHIS, TN 38122-4843

Tax Assessment & Valuation

The 2025 property tax bill for 977 Waring Rd was $1,299.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,299.00	$48,325 Land $3,750 Building $44,575	$193,300 Land $15,000 Building $178,300
2023		$26,950 Land $2,600 Building $24,350
2022	$1,641.00
2021			$107,800 Land $10,400 Building $97,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 977 Waring Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 977 Waring Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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