977 Vineyard Ln, Aurora, IL 60502 Property Records

Kane County property record for 977 Vineyard Ln, Aurora, IL 60502

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,334 sqft · built 1997
Lot Size	0.278 acres (12,090 sqft)
Owner	2 Individual Names on File
Last Sale	$352,000 (Jul 2018)
Tax Bill	$10,816 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-35-326-004`

Property Details

APN / Parcel Number

Primary APN	`12-35-326-004`

Interior

Bedrooms	4 Beds
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,334 sqft Living Area
Gross Area	3,489 sqft
1st Floor Area	1,214 sqft
Basement Area	1,155 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	12,090 sqft (0.278 acres)
Lot Dimensions	130 ft deep x 93 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	977 VINEYARD LN
City	AURORA
State	IL
Zip	60502-8699
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	VINEYARDS
Legal Block	3
Legal Lot Number	47
Jurisdiction	KANE IL
Township / Civil Division	BATAVIA
Census Block Group	3
Census Block	3018
Census Tract	852806

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	977 VINEYARD LN, AURORA, IL 60502-8699
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 24, 2018	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 24, 2018 · Amount on Record
Deed Sale	Jul 24, 2018 · Amount on Record
Prior Sale	Feb 6, 1998 · Amount on Record
Deed Document Number	201835572
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	977 VINEYARD LN, AURORA, IL 60502-8699
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065860
Date	Aug 27, 2021
Instrument	2021K065860

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2028
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	7.5%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	977 VINEYARD LN, AURORA, IL 60502-8699
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038213
Date	Jul 15, 2020
Instrument	2020K038213

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 24, 2018
Property Address	977 VINEYARD LN, AURORA, IL 60502-8699
Document Number	0000035572
Instrument Date	Jul 24, 2018
Instrument	35572
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	BAIRD AND WARNER TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	196 ROXBURY DR O FALLON MO 633661196, O FALLON, MO 63366-1196

Mortgage

Document Number	35573
Date	Jul 24, 2018
Instrument	35573

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Batavia Township
Unified School District	Batavia Unit School District 101 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,816.00 (-4.65%) Homeowner's exemption
2024		$130,793 (+5.99%) Land $32,539 Building $98,254	$392,536 (+6.04%) Land $97,656 Building $294,880
2022	$11,344.00 (+3.56%) Homeowner's exemption	$123,396 (+5.44%) Land $27,601 Building $95,795	$370,188 (+5.44%) Land $82,803 Building $287,385
2021	$10,954.00 Homeowner's exemption	$117,030 Land $26,177 Building $90,853	$351,090 Land $78,531 Building $272,559

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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