Duval County property record for 977 Tortoise Way, Jacksonville, FL 32218
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,287 sqft · built 1994 |
| Lot Size | 0.496 acres (21,589 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,000 (Jul 2018) |
| Tax Bill | $3,514 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 044281-5590 |
| Primary APN | 044281-5590 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,287 sqft Living Area |
| Gross Area | 3,006 sqft |
| 1st Floor Area | 2,287 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,589 sqft (0.496 acres) |
| View / Lot | Pond |
| Garage Type | Attached |
| Garage Area | 485 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 977 TORTOISE WAY |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32218-3698 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-60 |
| Legal Description | 46-18 50-1S-26E HART ESTATES UNIT 01 LOT 33 |
| Legal Range | 26E |
| Legal Township | 01S |
| Legal Section | 50 |
| Legal Subdivision | HART ESTATES UNIT 01 |
| Legal Block | 2 |
| Legal Lot Number | 33 |
| Legal Unit | 1 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE NORTH |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10308 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 977 TORTOISE WAY, JACKSONVILLE, FL 32218-3698 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage HAMILTON HM LNS INC |
| Jul 18, 2018 | Warranty Deed, Transfer · FHA Mortgage HAMILTON GROUP FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2018 · Amount on Record |
| Deed Sale | Jul 18, 2018 · Amount on Record |
| Prior Sale | May 25, 1994 · Amount on Record |
| Deed Document Number | 2018169357 |
| Deed Book / Page | 18461 / 1295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 977 TORTOISE WAY, JACKSONVILLE, FL 32218-3698 |
| Document Number | 0195240512 |
| Instrument Date | Dec 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 977 TORTOISE WAY JACKSONVILLE FL 322183698, JACKSONVILLE, FL 32218-3698 |
| Document Number | 0195240512 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 019524/000512 |
| Instrument | 2920 |
| Name | HAMILTON HM LNS INC |
|---|---|
| Address | SUNRISE, FL 33323 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 5, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Jul 18, 2018 |
| Property Address | 977 TORTOISE WAY, JACKSONVILLE, FL 32218-3698 |
| Document Number | 0184611295 |
| Book / Page | 18461 / 1295 |
| Map Reference | MB 46 PG 18&18A-18E |
| Instrument Date | Jun 29, 2018 |
| Instrument | 2018169357 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19601 SCOTTSDALE BLVD, 19601, SHAKER HEIGHTS, OH 44122-6421 |
| Name | Verified Name |
|---|---|
| Address | 977 TORTOISE WAY, JACKSONVILLE, FL 32218-3698 |
| Document Number | 2018169358 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 2018169358 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $224,922 (+2.7%) | $338,084 (+2.8%) Land $55,995 Building $282,089 | |
| 2025 | $3,514.00 (+7.76%) Homeowner's exemption | $219,009 (+5.99%) | $328,885 (+12.05%) Land $55,000 Building $273,885 |
| 2024 | $3,261.00 (+2.97%) | ||
| 2023 | $3,167.00 (+9.36%) Homeowner's exemption | $206,638 (+3%) | $293,519 (+19.14%) Land $42,500 Building $251,019 |
| 2022 | $2,896.00 Homeowner's exemption | $200,620 | $246,355 Land $42,500 Building $203,855 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 48 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures