977 Toro Ln, Lathrop, CA 95330 Property Records

San Joaquin County property record for 977 Toro Ln, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,844 sqft · built 1990
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on Record
Last Sale$145,000 (Sep 2010)
Tax Bill$2,498 (2026)
Flood ZoneZone X (reduced by levee)
APN196-450-200-000

Property Details

APN / Parcel Number

Primary APN196-450-200-000
Alternative APN
  • 196-450-20

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,844 sqft Living Area
1st Floor Area1,844 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeWood
Lot Area6,000 sqft (0.138 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number196-450-20
Street Address977 TORO LN
CityLATHROP
StateCA
Zip95330-9678
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDRAWN JAN-11-1993 FROM ORIGINAL APN 195-580-19
Legal SubdivisionLATHROP VILLAGE HOMES
Legal Block1
Legal Lot Number532
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group1
Census Block1003
Census Tract5130

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address977 TORO LN, LATHROP, CA 95330-9678
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2010 · Amount on Record
Deed SaleSep 22, 2010 · Amount on Record
Prior SaleApr 15, 2010 · Amount on Record
Deed Document Number2010124535
Prior Transfer DateApr 8, 2010
Prior Transfer Doc0000051921
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,498.00 (+0.93%)
2025$2,475.00 (+3.17%)$185,759 (+4.04%) Land $46,117 Building $139,642
2023$2,399.00 (+1.44%)$178,547 Land $44,327 Building $134,220$462,600
2022$2,365.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband, Verizon.

Nearby Properties on Toro Ln

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