Shiawassee County property record for 977 Terrace Ct, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $496,000 (Dec 2024) |
| Tax Bill | $6,747 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 006-74-025-001 |
| Primary APN | 006-74-025-001 |
|---|---|
| Alternative APN |
|
| Lot Area | 65,340 sqft (1.5 acres) |
|---|
| Street Address | 977 TERRACE CT |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-1186 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER TERRACE SUB - OWOSSO TWP LOTS 25 & 26 |
| Legal Subdivision | RIVER TERRACE SUB |
| Legal Lot Number | 25-26 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 30300 |
Source: Shiawassee County records, as of July 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 977 TERRACE CT, OWOSSO, MI 48867-1186 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2024 · Amount on Record |
| Deed Sale | Dec 5, 2024 · Amount on Record |
| Prior Sale | Feb 24, 2003 · Amount on Record |
| Deed Document Number | 20243387070 |
| Deed Book / Page | 1322 / 767 |
| Record Updated | Sep 20, 2026 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Owosso Charter Township |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $244,400 (+5.94%) | $488,800 (+5.94%) | |
| 2025 | $6,747.00 (+117.65%) Homeowner's exemption | $230,700 (+43.03%) | $461,400 (+43.03%) |
| 2024 | $3,100.00 (+5.66%) | ||
| 2023 | $2,934.00 Homeowner's exemption | $161,300 | $322,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2008 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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