San Diego County property record for 977 S Johnson Ave, El Cajon, CA 92020 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1957 |
| Square Footage | 1,396 sqft Living Area |
| Lot Size | 5,900 sqft (0.135 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $775,000 (2022) |
| Tax Bill | $9,978.00 (2025) |
Source: San Diego County records · APN 492-263-07-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 977 S JOHNSON AVE, EL CAJON, CA 92020-7324 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 03, 2022 | Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Apr 09, 2020 | Quit Claim Deed, Transfer VETERANS HOME FINANCE |
| Mar 21, 2017 | Intrafamily Transfer, Transfer · Adjustable Rate Mortgage (ARM) CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 03, 2022 · Amount on Record |
| Deed Sale | Jun 03, 2022 · Amount on Record |
| Prior Sale | May 14, 2013 · Amount on Record |
| Deed Doc Number | 2022235581 |
| Prior Transfer Date | Mar 14, 2017 |
| Prior Transfer Doc | 0000128169 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 03, 2022 |
| Property Address | 977 S JOHNSON AVE, EL CAJON, CA 92020-7324 |
| Document Number | 0000235581 |
| Map Reference | MAP 3320 |
| Instrument Date | May 10, 2022 |
| Instrument | 2022-0235581 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 977 S JOHNSON AVE, EL CAJON, CA 92020-7324 |
| Document Number | 0000235582 |
|---|---|
| Date | Jun 03, 2022 |
| Instrument | 2022-0235582 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 09, 2020 |
| Property Address | 977 S JOHNSON AVE, EL CAJON, CA 92020-7324 |
| Document Number | 0000181428 |
| Instrument Date | Apr 08, 2020 |
| Instrument | 181428 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2020 |
| Title Company | NORTH AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 977 S JOHNSON AVE EL CAJON CA 920207324, EL CAJON, CA 92020-7324 |
| Document Number | 181429 |
|---|---|
| Date | Apr 09, 2020 |
| Instrument | 181429 |
| Name | VETERANS HOME FINANCE |
|---|---|
| Address | 2525 CAMINO DEL RIO S # 225, SAN DIEGO, CA 92108-3775 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 08, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 21, 2017 |
| Property Address | 977 S JOHNSON AVE, EL CAJON, CA 92020-7324 |
| Document Number | 0000128169 |
| Map Reference | MAP3320 |
| Instrument Date | Mar 14, 2017 |
| Instrument | 2017-0128169 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | ADVANTAGE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 977 S JOHNSON AVE, EL CAJON, CA 92020-7324 |
| Document Number | 0000128170 |
|---|---|
| Date | Mar 21, 2017 |
| Instrument | 2017-0128170 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Apr 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $838,875 (+9.51%) Land $380,226 Building $458,649 | |
| 2025 | $9,978.00 (+6.13%) Homeowner's exemption | $766,000 (+6.24%) Land $346,000 Building $420,000 |
| 2023 | $9,402.00 (+62.36%) Homeowner's exemption | $721,000 Land $326,000 Building $395,000 |
| 2022 | $5,791.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 492-263-07-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,396 sqft Living Area |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Lot Area | 5,900 sqft (0.135 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 977 S JOHNSON AVE |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-7324 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 124 TR 003320 |
| Legal Subdivision | CHASE MDWS |
| Legal Tract | 003320 |
| Legal Block | 3 |
| Legal Lot Number | 124 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 15902 |
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