977 Ridge Trl, El Cajon, CA 92019 Property Records

San Diego County property record for 977 Ridge Trl, El Cajon, CA 92019

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 2.5 ba · 2,504 sqft
Owner	2 Individual Names on Record
Tax Bill	$2,437 (2025)
Deeds & Mortgages	Feb 2024 Refinance
Flood Zone	Zone X (minimal risk)
APN	`399-290-64-00`

Property Details

APN / Parcel Number

Primary APN	`399-290-64-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,504 sqft

Exterior

Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	RIDGE TRL
City	ALPINE
State	CA
Zip	92019
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RS
Legal Description	BLK 21 LOTS 59&61&62 TR 002006
Legal Subdivision	HARBISON CANYON
Legal Tract	002006
Legal Block	21
Legal Lot Number	59
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2022
Census Tract	15502

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	995 AMISTAD PL, B, EL CAJON, CA 92019-3353
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 14, 2024
Transfer Doc	0000038593
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 15, 2024
Property Address	977 RIDGE TRL, EL CAJON, CA 92019-1445
Document Number	0000038593
Map Reference	MAP 2006
Instrument Date	Feb 14, 2024
Instrument	2024-0038593
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	995 AMISTAD PL UNIT B, B, EL CAJON, CA 92019-3353

Mortgage

Document Number	0000038594
Date	Feb 15, 2024
Instrument	2024-0038594

Lender

Name	OWNER BUILDER LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Alpine Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$491,268 (+130.63%) Land $38,768 Building $452,500
2025	$2,437.00 (+776.62%)	$213,008 (+893.37%) Land $38,008 Building $175,000
2023	$278.00 (+0.72%)	$21,443 Land $21,443
2022	$276.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1993–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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