977 Reynolds Rd, Chepachet, RI 02814 Property Records

Glocester Town property record for 977 Reynolds Rd, Chepachet, RI 02814

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1987
Lot Size	4.03 acres (175,677 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,000 (Oct 2015)
Tax Bill	$5,308 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6-0207-50`

Property Details

APN / Parcel Number

Primary APN	`6-0207-50`
Alternative APN	`GLOC M:005 B:151`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
Gross Area	2,784 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	175,677 sqft (4.03 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	6-0207-50
Street Address	977 REYNOLDS RD
City	CHEPACHET
State	RI
Zip	02814-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Block	151
Jurisdiction	GLOCESTER RI
Township / Civil Division	GLOCESTER
Census Block Group	2
Census Block	2044
Census Tract	13101

Owner

Source: Glocester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	977 REYNOLDS RD, CHEPACHET, RI 02814-1634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2025	Deed of Trust, Mortgage · Line of Credit WEBSTER BANK
Aug 16, 2019	Deed of Trust, Mortgage · Balloon Mortgage WEBSTER BANK
Dec 4, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2015 · Amount on Record
Deed Sale	Oct 8, 2015 · Amount on Record
Prior Sale	Apr 3, 2013 · Amount on Record
Deed Document Number	201532485
Deed Book / Page	700 / 116
Last Transfer Date	Nov 23, 2020
Transfer Doc	847-51
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	977 REYNOLDS RD, CHEPACHET, RI 02814-1634
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000970-337
Date	Jul 3, 2025
Book Page	970/337
Instrument	55398

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOCESTER RI
Property Address	977 REYNOLDS RD, CHEPACHET, RI 02814-1634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	800-252
Date	Aug 16, 2019
Book Page	800/252
Instrument	41526

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOCESTER RI
Recording Date	Dec 4, 2020
Property Address	977 REYNOLDS RD, CHEPACHET, RI 02814-1634
Document Number	847-51
Book / Page	000847 / 000051
Instrument Date	Nov 23, 2020
Instrument	45262
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 REYNOLDS RD CHEPACHET RI 028141634, CHEPACHET, RI 02814-1634

Tax Assessment & Valuation

Source: Glocester Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Glocester Town
Secondary School District	Foster-Glocester Regional School District (06 - 12)
Elementary School District	Glocester Elementary School District (PK - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,308.00 (+0.08%)	$372,200 (-) Land $156,900 Building $215,300	$513,457
2023	$5,304.00 (+4.1%)	$372,200 (+36.54%) Land $156,900 Building $215,300
2022	$5,095.00	$272,600 Land $97,700 Building $174,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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