977 Rader Rd, Rogers, AR 72756 Property Records

Benton County property record for 977 Rader Rd, Rogers, AR 72756

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,740 sqft
Lot Size	3.51 acres (152,896 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jun 2022)
Tax Bill	$2,088 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-04625-000`

Property Details

APN / Parcel Number

Primary APN	`18-04625-000`
Alternative APNs	`108930.0` `108930`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,740 sqft Living Area
1st Floor Area	1,140 sqft
Upper Floors Area	600 sqft
Utility Area	220 sqft
Flooring	Wood

Exterior

Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	152,896 sqft
Garage Type	Carport
Garage Area	660 sqft
Carport	Carport
Carport Area	660 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	228 sqft
Deck Area	280 sqft
Patio Area	100 sqft
Utility Building	112 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	977 RADER RD
City	ROGERS
State	AR
Zip	72756-9386
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PART OF THE SW/4 OF THE NE/4 OF SECTION 17, TOWNSHIP 20 NORTH, RANGE 29 WEST, OF THE FIFTH PRINCIPAL MERIDIAN, BENTON COUNTY, ARKANSAS, AND BEING DESCRIBED AS FOLLOWS: COMMENCING AT AN IRON PIPE FOUND FOR THE NORTHEAST CORNER OF THE SW/4 OF THE NE/
Legal Range	29
Legal Township	20
Legal Section	17
Legal Subdivision	RURAL
Jurisdiction	BENTON AR
Township / Civil Division	6
Census Block Group	3
Census Block	3042
Census Tract	20102

Owner

977 Rader Rd is owned and occupied by an individual who bought it in June 2022.

Source: Benton County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	977 RADER RD, ROGERS, AR 72756-9386
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Line of Credit CENTENNIAL BANK
Mar 3, 2023	Intrafamily Transfer, Transfer
Jun 24, 2022	Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2022 · Amount on File
Deed Sale	Jun 24, 2022 · Amount on File
Prior Sale	Jan 3, 2022 · Amount on File
Deed Document Number	202242070
Prior Transfer Date	Nov 12, 2011
Prior Transfer Doc	2011054319
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	977 RADER RD, ROGERS, AR 72756-9386
Transaction Type	Mortgage
Record Updated	Mar 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	906 MADISON 7075, HINDSVILLE, AR 72738-9815

Mortgage

Document Number	L202210125
Date	Feb 15, 2022
Instrument	L202210125

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	FAYETTEVILLE, AR 72703

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BENTON AR
Recording Date	Mar 3, 2023
Property Address	977 RADER RD, ROGERS, AR 72756-9386
Document Number	L202310277
Instrument Date	Mar 2, 2023
Instrument	L202310277
Transaction Type	Transfer
Record Updated	Mar 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	977 RADER RD, ROGERS, AR 72756-9386

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 RADER RD, ROGERS, AR 72756-9386

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Jun 24, 2022
Property Address	977 RADER RD, ROGERS, AR 72756-9386
Document Number	L202242070
Instrument Date	Jun 22, 2022
Instrument	L202242070
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	ACO TITLE, WACO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	906 MADISON 7075, HINDSVILLE, AR 72738-9815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 RADER RD, ROGERS, AR 72756-9386

Mortgage

Document Number	L202242071
Date	Jun 24, 2022
Instrument	L202242071

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 977 Rader Rd was $2,088, up 5.1% from the year before.

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Unified School District	Rogers Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,088.00 (+5.14%)	$55,829 (-) Land $28,080 Building $27,749	$279,145 Land $140,400 Building $138,745
2025	$1,986.00 Homeowner's exemption	$55,829 Land $28,080 Building $27,749
2024			$279,145 (+57.66%) Land $140,400 Building $138,745
2023	$1,703.00 Homeowner's exemption	$35,410 Land $13,340 Building $22,070	$177,050 Land $66,700 Building $110,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 977 Rader Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2013–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 977 Rader Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 57% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON COUNTY WATER DISTRICT #1 serves 6,730 people · EPA ID AR0000037
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

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