977 Pennington Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 977 Pennington Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,476 sqft · built 2018
Lot Size	0.064 acres (2,789 sqft)
Owner	Individual Name on File
Last Sale	$247,000 (Mar 2018)
Tax Bill	$2,762 (2025)
Deeds & Mortgages	May 2025 Line of Credit Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0015J-0G-025.00`

Property Details

APN / Parcel Number

Primary APN	`0015J-0G-025.00`
Alternative APN	`95084`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,476 sqft Living Area
Gross Area	1,924 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,789 sqft (0.064 acres)
Garage Area	360 sqft

Location & Zoning

Account Number	95084
Street Address	977 PENNINGTON DR
City	LANCASTER
State	SC
Zip	29720-0174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT CREEK PHASE 2C-5 MAP 1 0.064 AC LOT
Legal Subdivision	WALNUT CREET
Legal Phase	2C
Legal Block	T96
Legal Lot Number	T96
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1027
Census Tract	11210

Owner

Source: Lancaster County records · APN 0015J-0G-025.00

Assessment roll updated March 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	977 PENNINGTON DR, LANCASTER, SC 29720-0174
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2025	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Mar 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 01, 2018	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 01, 2018 · Amount on Record
Deed Sale	Mar 01, 2018 · Amount on Record
Deed Document Number	20182897
Deed Book / Page	1120 / 322
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	977 PENNINGTON DR, LANCASTER, SC 29720-0174
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 PENNINGTON DR, LANCASTER, SC 29720-0174

Mortgage

Document Number	0000006662
Date	May 23, 2025
Book Page	5346/109
Instrument	2025006662

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company
Address	2950 S DELAWARE ST STE 400, SAN MATEO, CA 94403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 16, 2040

Interest

Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	977 PENNINGTON DR, LANCASTER, SC 29720-0174
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 PENNINGTON DR, LANCASTER, SC 29720-0174

Mortgage

Document Number	0000002824
Date	Mar 12, 2024
Book Page	5098/25
Instrument	2024002824

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

March 2018: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Mar 01, 2018
Property Address	977 PENNINGTON DR, LANCASTER, SC 29720-0174
Document Number	0000002897
Book / Page	1120 / 322
Map Reference	MB 2016 PG 893
Instrument Date	Mar 01, 2018
Instrument	2018002897
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 04, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$913.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 PENNINGTON DR, LANCASTER, SC 29720-0174

Mortgage

Document Number	0000002898
Date	Mar 01, 2018
Instrument	2018002898

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2048

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated March 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,762.00 (+5.86%)	$12,351 (+15%) Land $1,512 Building $10,839	$408,500 (+52.14%) Land $50,000 Building $358,500
2024	$2,609.00 (+3.61%)
2023	$2,518.00	$10,740 Land $1,200 Building $9,540	$268,500 Land $30,000 Building $238,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 273 locations within half a mile of this property.

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