Virginia Beach City property record for 977 Old Cutler Rd, Virginia Beach, VA 23454
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,648 sqft · built 1983 |
| Lot Size | 0.236 acres (10,286 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (May 2020) |
| Tax Bill | $6,119 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Dec 2018 Mortgage |
| APN | 2408-22-6410 |
| Primary APN | 2408-22-6410 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,648 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,286 sqft |
| Garage Type | Mixed |
| Garage Area | 940 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 304 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 977 OLD CUTLER RD |
|---|---|
| City | VIRGINIA BEACH |
| State | VA |
| Zip | 23454-2827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | GREAT NECK MEADOWS SEC 1 PT 2 BK C LOT 22 |
| Legal Section | 09 |
| Legal Subdivision | GREAT NECK MEADOWS |
| Legal Block | C |
| Legal Lot Number | 22 |
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Township / Civil Division | VIRGINIA BEACH |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 44402 |
977 Old Cutler Rd is owned and occupied by two individuals who bought it in May 2020.
Source: Virginia Beach City records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 977 OLD CUTLER RD, VIRGINIA BEACH, VA 23454-2827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2020 | Warranty Deed, Transfer · Conventional with PMI SOUTHERN TR MTG |
| Dec 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2020 · Amount on File |
| Deed Sale | May 28, 2020 · Amount on File |
| Prior Sale | May 2, 2008 · Amount on File |
| Deed Document Number | 20200528000449700 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Recording Date | May 28, 2020 |
| Property Address | 977 OLD CUTLER RD, VIRGINIA BEACH, VA 23454-2827 |
| Document Number | 0000449700 |
| Instrument Date | May 14, 2020 |
| Instrument | 449700 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $475.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 977 OLD CUTLER RD VIRGINIA BEACH VA 234542827, VIRGINIA BEACH, VA 23454-2827 |
| Document Number | 449710 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 449710 |
| Name | SOUTHERN TR MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 27, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 977 OLD CUTLER RD, VIRGINIA BEACH, VA 23454-2827 |
| Document Number | 0001049040 |
| Instrument Date | Dec 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2019 |
| Name | Verified Name |
|---|
| Document Number | 0001049040 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 1049040 |
| Name | TOWNEBANK MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 20, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.24% |
The 2025 property tax bill for 977 Old Cutler Rd was $6,119.
Source: Virginia Beach City assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Virginia Beach City |
| Unified School District | Virginia Beach City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,119.00 | $630,900 Land $255,000 Building $375,900 | $630,900 Land $255,000 Building $375,900 |
| 2023 | $5,806.00 | $586,500 Land $225,000 Building $361,500 | $586,500 Land $225,000 Building $361,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 977 Old Cutler Rd; there have been 7 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 25 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 7 (1982–2008) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Feb 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 977 Old Cutler Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900 |
|---|---|
| Water Source | Purchased surface water from CITY OF NORFOLK |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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