Larimer County property record for 977 Monterra Ln, Timnath, CO 80547
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 2,364 sqft · built 2021 |
| Lot Size | 0.312 acres (13,595 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,328,102 (Oct 2022) |
| Tax Bill | $14,021 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Oct 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 87142-39-006 |
| Primary APN | 87142-39-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,364 sqft Living Area |
| Basement Area | 2,049 sqft |
| Finished Basement | 1,727 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,595 sqft (0.312 acres) |
| Garage Type | Attached |
| Garage Area | 692 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R1663687 |
|---|---|
| Street Address | 977 MONTERRA LN |
| City | TIMNATH |
| State | CO |
| Zip | 80547-4485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6, BLOCK 24, SERRATOGA FALLS SECOND FILING, TIM (20160087296) |
| Legal Quarter | NW |
| Legal Subdivision | SERRATOGA FALLS 2ND FILING |
| Legal Block | 24 |
| Legal Lot Number | 6 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | TIMNATH-WELLINGTON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 2506 |
Source: Larimer County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 977 MONTERRA LN, TIMNATH, CO 80547-4485 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Oct 30, 2019 | Grant Deed, Construction Loan · Line of Credit GREAT WSTRN BK |
| Jan 18, 2019 | Grant Deed, Transfer FNTG-NCS COLORADO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2022 · Amount on Record |
| Deed Sale | Oct 19, 2022 · Amount on Record |
| Deed Document Number | 20220062805 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Oct 19, 2022 |
| Property Address | 977 MONTERRA LN, TIMNATH, CO 80547-4485 |
| Document Number | 0000062805 |
| Instrument Date | Sep 28, 2022 |
| Instrument | 20220062805 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $132.81 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3760 E 15TH ST # ST202, 3760, LOVELAND, CO 80538-7010 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 977 MONTERRA LN, TIMNATH, CO 80547-4485 |
| Document Number | 0000062806 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 20220062806 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Oct 30, 2019 |
| Property Address | 977 MONTERRA LN, TIMNATH, CO 80547-4485 |
| Instrument Date | Oct 28, 2019 |
| Instrument | 67260 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 15, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4040 MACARTHUR BLVD #250 NEWPORT BEACH CA 926602509, 250, NEWPORT BEACH, CA 92660-2509 |
| Document Number | 0000067260 |
|---|---|
| Date | Oct 30, 2019 |
| Instrument | 67260 |
| Name | GREAT WSTRN BK |
|---|---|
| Type | Federal Savings Bank |
| Address | 3711 JOHN F KENNEDY PKWY # 100, FORT COLLINS, CO 80525-2620 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 29, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Jan 18, 2019 |
| Property Address | 977 MONTERRA LN, TIMNATH, CO 80547-4485 |
| Document Number | 0000003040 |
| Instrument Date | Jan 15, 2019 |
| Instrument | 3040 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | FNTG-NCS COLORADO |
| Amount | Amount Recorded |
|---|---|
| Tax | $325.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4040 MACARTHUR BLVD #250 NEWPORT BEACH CA 926602509, 250, NEWPORT BEACH, CA 92660-2509 |
| Investor | Possibly a Property Investor |
Source: Larimer County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Larimer County |
| Municipality | Timnath Town |
| Unified School District | Poudre School District R-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,021.00 (+33.01%) | $82,282 (+19.62%) Land $13,938 Building $68,344 | $1,316,500 (+28.23%) Land $223,000 Building $1,093,500 |
| 2023 | $10,541.00 (+199.29%) | $68,789 (+210.48%) Land $7,605 Building $61,184 | $1,026,700 (+1,243.85%) Land $113,500 Building $913,200 |
| 2022 | $3,522.00 | $22,156 Land $22,156 | $76,400 Land $76,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 80% of Colorado |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LARIMER COUNTY WD serves 27,944 people · EPA ID CO0135233 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Hilltop Broadband Fiber | 1,000 / 1,000 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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