977 Monterey St, Madera, CA 93637 Property Records

Madera County property record for 977 Monterey St, Madera, CA 93637

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,398 sqft · built 2017
Lot Size	0.13 acres (5,662 sqft)
Owner	Individual Name on Record
Last Sale	$272,500 (Sep 2017)
Tax Bill	$4,021 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`012-450-023-000`

Property Details

APN / Parcel Number

Primary APN	`012-450-023-000`
Alternative APN	`012450023`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,398 sqft Living Area
Basement Area	520 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	5,662 sqft (0.13 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	977 MONTEREY ST
City	MADERA
State	CA
Zip	93637-4899
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHATEAU AT THE VINEYARDS EAST LOT 23
Legal Subdivision	CHATEAU AT THE VINEYARDS EAST
Legal Lot Number	23
Jurisdiction	MADERA CA
Township / Civil Division	MADERA
Census Block Group	2
Census Block	2000
Census Tract	511

Owner

Source: Madera County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	977 MONTEREY ST, MADERA, CA 93637-4899
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Jan 30, 2020	Deed of Trust, Mortgage · FHA Mortgage HOME PT FIN'L
Sep 21, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Sep 21, 2017	Grant Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2017 · Amount on Record
Deed Sale	Sep 21, 2017 · Amount on Record
Prior Sale	Dec 10, 2007
Deed Document Number	201723597
Prior Transfer Date	Sep 14, 2017
Prior Transfer Doc	0000023598
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	977 MONTEREY ST, MADERA, CA 93637-4899
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	ORANGE COAST TITLE SAN JOSE, ORANGE COAST TITLE OF NORTHE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 MONTEREY ST, MADERA, CA 93637-4899

Mortgage

Document Number	0000019046
Date	Sep 29, 2023
Instrument	2023019046

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	977 MONTEREY ST, MADERA, CA 93637-4899
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	977 MONTEREY ST MADERA CA 936374899, MADERA, CA 93637-4899

Mortgage

Document Number	2756
Date	Feb 5, 2020
Instrument	2756

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2050

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADERA CA
Recording Date	Sep 21, 2017
Property Address	977 MONTEREY ST, MADERA, CA 93637-4899
Document Number	0000023598
Instrument Date	Sep 14, 2017
Instrument	23598
Transaction Type	Transfer
Record Updated	Oct 3, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	977 MONTEREY ST MADERA CA 936374899, MADERA, CA 93637-4899

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	Sep 21, 2017
Property Address	977 MONTEREY ST, MADERA, CA 93637-4899
Document Number	0000023597
Instrument Date	Jul 20, 2017
Instrument	23597
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	977 MONTEREY ST MADERA CA 936374899, MADERA, CA 93637-4899

Mortgage

Document Number	23599
Date	Sep 21, 2017
Instrument	23599

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2047

Tax Assessment & Valuation

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Municipality	Madera City
Unified School District	Madera Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$356,061 (+2%) Land $46,420 Building $309,641
2025	$4,021.00 (+14.53%) Homeowner's exemption	$349,080 (+17.31%) Land $45,510 Building $303,570
2023	$3,511.00 (+4.74%) Homeowner's exemption	$297,577 Land $43,744 Building $253,833
2022	$3,352.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MADERA serves 66,560 people · EPA ID CA2010002
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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