977 Locust St, #987, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 977 Locust St, #987, Fall River, MA 02720

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 6 ba · 4,944 sqft · built 1900
Lot Size	0.069 acres (3,001 sqft)
Owner	Company Name on Record
Last Sale	$710,000 (Sep 2023)
Tax Bill	$8,213 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0M-08 B:0000 L:0029`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0M-08 B:0000 L:0029`
Alternative APN	`M:0M=08 B:0000 L:0029`

Interior

Bedrooms	9 Beds
Full Baths	6 Baths
Total Rooms	24 Rooms
Units	6 Units
Stories	3 Stories
Building Area	4,944 sqft Living Area
Gross Area	6,697 sqft
Basement Area	1,648 sqft
Unfinished Basement	1,648 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,001 sqft (0.069 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	977 LOCUST ST, 987
City	FALL RIVER
State	MA
Zip	02720-8178
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	M
Legal Lot Number	29
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	1
Census Block	1000
Census Tract	641200

Owner

Source: Bristol County and Fall River City records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	19 LEE ST, UXBRIDGE, MA 01569-2923
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage EASTERN BANK
Jul 31, 2025	Deed of Trust, Mortgage LIBERTY BAY CREDIT UNION
Sep 8, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LIBERTY BAY CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2023 · Amount on Record
Deed Sale	Sep 8, 2023 · Amount on Record
Prior Sale	May 15, 2018 · Amount on Record
Deed Book / Page	11367 / 85
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	977 LOCUST ST # 987, 987, FALL RIVER, MA 02720-8178
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010665-101
Date	Jul 29, 2021
Book Page	10665/101
Instrument	17331

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	977 LOCUST ST # 987, 987, FALL RIVER, MA 02720-8178
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011841-266
Date	Jul 31, 2025
Book Page	11841/266
Instrument	10745

Lender

Name	LIBERTY BAY CREDIT UNION

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2035

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Sep 8, 2023
Property Address	977 LOCUST ST # 987, 987, FALL RIVER, MA 02720-8178
Document Number	0011367-85
Book / Page	11367 / 85
Instrument Date	Sep 8, 2023
Instrument	12369
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 LEE ST, UXBRIDGE, MA 01569-2923

Mortgage

Document Number	0000012371
Date	Sep 8, 2023
Instrument	12371

Lender

Name	LIBERTY BAY CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,213.00 (+3.9%)	$717,300 (+4.26%) Land $122,900 Building $594,400	$774,345 (+7.77%)
2024	$7,905.00 (+11.13%)	$688,000 (+18.68%) Land $118,200 Building $569,800	$718,485
2023	$7,113.00	$579,700 Land $101,300 Building $478,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile, Verizon.

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