Union County and Westfield Town property record for 977 Lawrence Ave, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 1,952 sqft · built 1959 |
| Lot Size | 0.484 acres (21,096 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,400,000 (Aug 2022) |
| Tax Bill | $20,887 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-00304-0000-00015 |
| Primary APN | 20-00304-0000-00015 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,952 sqft Living Area |
| 1st Floor Area | 1,952 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 21,096 sqft (0.484 acres) |
| Lot Dimensions | 199 ft deep x 106 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 2000241000000020 |
|---|---|
| Street Address | 977 LAWRENCE AVE |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-3701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | INDIAN FOREST N |
| Legal Block | 304 |
| Legal Lot Number | 15 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 36500 |
Source: Union County and Westfield Town records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 977 LAWRENCE AVE, WESTFIELD, NJ 07090-3701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MILLENIUM HOME MORTGAGE LLC |
| Aug 1, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Apr 10, 2019 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Sep 10, 2018 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Jan 20, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2022 · Amount on File |
| Deed Sale | Aug 1, 2022 · Amount on File |
| Prior Sale | Sep 21, 1978 · Amount on File |
| Deed Document Number | 202220883 |
| Deed Book / Page | 6475 / 427 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 977 LAWRENCE AVE, WESTFIELD, NJ 07090-3701 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0151250416 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 15125/416 |
| Instrument | 27332 |
| Name | MILLENIUM HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTFIELD, NJ 07090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Aug 1, 2022 |
| Property Address | 977 LAWRENCE AVE, WESTFIELD, NJ 07090-3701 |
| Document Number | 0064750427 |
| Book / Page | 6475 / 427 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 20883 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | COUNSELLORS TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28,415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 302 ROANOKE RD, WESTFIELD, NJ 07090-2920 |
| Name | Verified Name |
|---|---|
| Address | 977 LAWRENCE AVE, WESTFIELD, NJ 07090-3701 |
| Document Number | 0000041143 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 41143 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 977 LAWRENCE AVE, WESTFIELD, NJ 07090-3701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0145462642 |
|---|---|
| Date | Apr 10, 2019 |
| Book Page | 14546/2642 |
| Instrument | 671296 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 977 LAWRENCE AVE, WESTFIELD, NJ 07090-3701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0144860766 |
|---|---|
| Date | Sep 10, 2018 |
| Book Page | 14486/0766 |
| Instrument | 662474 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 977 LAWRENCE AVE, WESTFIELD, NJ 07090-3701 |
| Document Number | 0144020936 |
| Book / Page | 014402 / 000936 |
| Instrument Date | Jan 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 977 LAWRENCE AVE WESTFIELD NJ 070903701, WESTFIELD, NJ 07090-3701 |
| Document Number | 0144020936 |
|---|---|
| Date | Feb 6, 2018 |
| Book Page | 014402/000936 |
| Instrument | 653282 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 5, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $911,300 (-) Land $577,800 Building $333,500 | $911,300 (-) Land $577,800 Building $333,500 | |
| 2025 | $20,887.00 (+1.78%) | $911,300 (-) Land $577,800 Building $333,500 | $911,300 (-) Land $577,800 Building $333,500 |
| 2024 | $20,522.00 (+12.56%) | ||
| 2023 | $911,300 Land $577,800 Building $333,500 | $911,300 Land $577,800 Building $333,500 | |
| 2022 | $18,232.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2019–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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