Clay County property record for 977 Joe Stevens Rd, Cedarbluff, MS 39741 · Last verified June 2026
| Property Type | Commercial > Retail |
|---|---|
| Year Built | Built 1996 |
| Square Footage | 1,600 sqft Finished Area |
| Lot Size | 104,544 sqft (2.4 acres) |
| Tax Bill | $282.00 (2025) |
| Primary APN | 024 35 0130000 |
|---|
| Building Area | 1,600 sqft Finished Area |
|---|---|
| 1st Floor | 1,600 sqft 1st Floor |
| Primary Flooring | Concrete/Cement Flooring |
| Interior Structure | Unfinished Interior Structure |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Metal Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 104,544 sqft (2.4 acres) |
| Street Address | 977 JOE STEVENS RD |
|---|---|
| City | CEDARBLUFF |
| State | MS |
| Zip | 39741 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | S 35 T 15 R 03 2.4 AC IN NE COR NE 1/4 SE 1/4 DB 317/944 |
| Legal Range | 03E |
| Legal Township | 15 |
| Legal Section | 35 |
| Jurisdiction | CLAY MS |
| Minor Civil Division | 3 |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 950200 |
Source: Clay County records · APN 024 35 0130000
Assessment roll updated January 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1810 HIGHWAY 389, WOODLAND, MS 39776-7017 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage BANK OF OKOLONA |
| Jun 08, 2026 | Deed of Trust, Mortgage · Building or Construction Mortgage BANK OF VERNON |
| Mar 17, 2026 | Warranty Deed, Transfer · Line of Credit BANK OF VERNON |
| Dec 21, 2023 | Warranty Deed, Transfer |
| Jan 19, 2021 | Warranty Deed, Transfer |
| May 29, 2018 | Trustee's Deed, Foreclosure Result of a Foreclosure Auction |
| Deed Names | Verified Name on Deed |
|---|---|
| Known Transactions |
|
| Deed Doc Number | 2026903 |
| Deed Book / Page | 326 / 193 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 977 JOE STEVENS RD, CEDARBLUFF, MS 39741 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000529/567 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 529/567 |
| Instrument | 2021000209 |
| Name | BANK OF OKOLONA |
|---|---|
| Type | Bank |
| Address | OKOLONA, MS 38860 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jan 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Jun 08, 2026 |
| Property Address | 977 JOE STEVENS RD, CEDARBLUFF, MS 39741 |
| Document Number | 0000002122 |
| Book / Page | 583 / 772 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20262122 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1810 HIGHWAY 389, WOODLAND, MS 39776-7017 |
| Document Number | 0000002122, |
|---|---|
| Date | Jun 08, 2026 |
| Book Page | 583/772 |
| Instrument | 20262122 |
| Name | BANK OF VERNON |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Mar 30, 2027 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Mar 17, 2026 |
| Property Address | 977 JOE STEVENS RD, CEDARBLUFF, MS 39741 |
| Document Number | DEED326/193 |
| Book / Page | DEED 326 / 193 |
| Instrument Date | Mar 16, 2026 |
| Instrument | 2026000903 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1800 HIGHWAY 389, WOODLAND, MS 39776-7017 |
| Name | Verified Name |
|---|---|
| Address | 1810 HIGHWAY 389, WOODLAND, MS 39776-7017 |
| Document Number | 2026002122 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 2026002122 |
| Name | BANK OF VERNON |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 30, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Dec 21, 2023 |
| Property Address | 977 JOE STEVENS RD, CEDARBLUFF, MS 39741 |
| Document Number | DEED317/944 |
| Book / Page | DEED 317 / 944 |
| Instrument Date | Dec 18, 2023 |
| Instrument | 2023006152 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 268, HOUSTON, MS 38851-0268 |
| Name | Verified Name |
|---|---|
| Address | 1800 HIGHWAY 389, WOODLAND, MS 39776-7017 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Jan 19, 2021 |
| Property Address | 977 JOE STEVENS RD, CEDARBLUFF, MS 39741 |
| Document Number | 000306/868 |
| Book / Page | 306 / 868 |
| Instrument Date | Jan 19, 2021 |
| Instrument | 2021000208 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1800 HIGHWAY 389, WOODLAND, MS 39776-7017 |
| Name | Verified Name |
|---|---|
| Address | 11911 JOE STEVENS RD, CEDARBLUFF, MS 39741 |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | May 29, 2018 |
| Property Address | 977 JOE STEVENS RD, CEDARBLUFF, MS 39741 |
| Document Number | 000298/253 |
| Book / Page | 298 / 253 |
| Instrument Date | May 14, 2018 |
| Instrument | 2018003141 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 112 W WASHINGTON ST, HOUSTON, MS 38851-2226 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 268, HOUSTON, MS 38851-0268 |
| Investor | Possibly a Property Investor |
Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Unified School District | West Point Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $282.00 (+3.3%) | $4,859 (-) Land $816 Building $4,043 | $32,392 (-) Land $5,440 Building $26,952 |
| 2024 | $273.00 (-4%) | $4,859 (+18.37%) Land $816 Building $4,043 | $32,392 (+18.37%) Land $5,440 Building $26,952 |
| 2023 | $455.00 (+1.56%) | $4,105 Land $816 Building $3,289 | $27,366 Land $5,440 Building $21,926 |
| 2022 | $448.00 |
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