977 Joe Stevens Rd, Cedarbluff, MS 39741 Property Records

Clay County property record for 977 Joe Stevens Rd, Cedarbluff, MS 39741 · Last verified June 2026

Property Highlights

Property TypeCommercial > Retail
Year BuiltBuilt 1996
Square Footage1,600 sqft Finished Area
Lot Size104,544 sqft (2.4 acres)
Tax Bill$282.00 (2025)

Property Details

APN / Parcel Number

Primary APN024 35 0130000

Interior

Building Area1,600 sqft Finished Area
1st Floor1,600 sqft 1st Floor
Primary FlooringConcrete/Cement Flooring
Interior StructureUnfinished Interior Structure

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialMetal Exterior
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area104,544 sqft (2.4 acres)

Location & Zoning

Street Address977 JOE STEVENS RD
CityCEDARBLUFF
StateMS
Zip39741
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionS 35 T 15 R 03 2.4 AC IN NE COR NE 1/4 SE 1/4 DB 317/944
Legal Range03E
Legal Township15
Legal Section35
JurisdictionCLAY MS
Minor Civil Division3
Census Blockgroup1
Census Block1013
Census Tract950200

Owner

Source: Clay County records · APN 024 35 0130000

Assessment roll updated January 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1810 HIGHWAY 389, WOODLAND, MS 39776-7017
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2021Deed of Trust, Mortgage
BANK OF OKOLONA
Jun 08, 2026Deed of Trust, Mortgage · Building or Construction Mortgage
BANK OF VERNON
Mar 17, 2026Warranty Deed, Transfer · Line of Credit
BANK OF VERNON
Dec 21, 2023Warranty Deed, Transfer
Jan 19, 2021Warranty Deed, Transfer
May 29, 2018Trustee's Deed, Foreclosure
Result of a Foreclosure Auction

Assessor's Deed Record

Deed NamesVerified Name on Deed
Known Transactions
  • Mar 17, 2026
  • Dec 28, 2023
Deed Doc Number2026903
Deed Book / Page326 / 193
Record RefreshedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MS
Property Address977 JOE STEVENS RD, CEDARBLUFF, MS 39741
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number000529/567
DateJan 19, 2021
Book Page529/567
Instrument2021000209
Lender
NameBANK OF OKOLONA
TypeBank
AddressOKOLONA, MS 38860
Agreement
AmountAmount Recorded
Term60 Months
DueJan 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MS
Recording DateJun 08, 2026
Property Address977 JOE STEVENS RD, CEDARBLUFF, MS 39741
Document Number0000002122
Book / Page583 / 772
Instrument DateMar 31, 2026
Instrument20262122
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1810 HIGHWAY 389, WOODLAND, MS 39776-7017

Mortgage

Document Number0000002122,
DateJun 08, 2026
Book Page583/772
Instrument20262122
Lender
NameBANK OF VERNON
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term9 Months
DueMar 30, 2027
Interest
Rate6%
Max Rate-1%

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MS
Recording DateMar 17, 2026
Property Address977 JOE STEVENS RD, CEDARBLUFF, MS 39741
Document NumberDEED326/193
Book / PageDEED 326 / 193
Instrument DateMar 16, 2026
Instrument2026000903
Transaction TypeTransfer
Record UpdatedJul 01, 2026

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1800 HIGHWAY 389, WOODLAND, MS 39776-7017

Transferred To (Grantee/Buyer)

NameVerified Name
Address1810 HIGHWAY 389, WOODLAND, MS 39776-7017

Mortgage

Document Number2026002122
DateMar 17, 2026
Instrument2026002122
Lender
NameBANK OF VERNON
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueMar 30, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MS
Recording DateDec 21, 2023
Property Address977 JOE STEVENS RD, CEDARBLUFF, MS 39741
Document NumberDEED317/944
Book / PageDEED 317 / 944
Instrument DateDec 18, 2023
Instrument2023006152
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 268, HOUSTON, MS 38851-0268

Transferred To (Grantee/Buyer)

NameVerified Name
Address1800 HIGHWAY 389, WOODLAND, MS 39776-7017

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MS
Recording DateJan 19, 2021
Property Address977 JOE STEVENS RD, CEDARBLUFF, MS 39741
Document Number000306/868
Book / Page306 / 868
Instrument DateJan 19, 2021
Instrument2021000208
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1800 HIGHWAY 389, WOODLAND, MS 39776-7017

Transferred To (Grantee/Buyer)

NameVerified Name
Address11911 JOE STEVENS RD, CEDARBLUFF, MS 39741
InvestorPossibly a Property Investor

May 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCLAY MS
Recording DateMay 29, 2018
Property Address977 JOE STEVENS RD, CEDARBLUFF, MS 39741
Document Number000298/253
Book / Page298 / 253
Instrument DateMay 14, 2018
Instrument2018003141
Transaction TypeForeclosure
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Additional
  • Result of a Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name
Address112 W WASHINGTON ST, HOUSTON, MS 38851-2226

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 268, HOUSTON, MS 38851-0268
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMississippi
CountyClay County
Unified School DistrictWest Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$282.00 (+3.3%)$4,859 (-) Land $816 Building $4,043$32,392 (-) Land $5,440 Building $26,952
2024$273.00 (-4%)$4,859 (+18.37%) Land $816 Building $4,043$32,392 (+18.37%) Land $5,440 Building $26,952
2023$455.00 (+1.56%)$4,105 Land $816 Building $3,289$27,366 Land $5,440 Building $21,926
2022$448.00

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