977 Herman Smith Rd, Deridder, LA 70634 Property Records

Beauregard Parish property record for 977 Herman Smith Rd, Deridder, LA 70634

Property Summary

Property Type	Single Family Home
Lot Size	4.96 acres (216,058 sqft)
Owner	Individual Name on Record
Last Sale	$257,000 (Jul 2025)
Tax Bill	$2,107 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0302684990`

Property Details

APN / Parcel Number

Primary APN	`0302684990`

Exterior

Lot Area	216,058 sqft (4.96 acres)

Location & Zoning

Street Address	977 HERMAN SMITH RD
City	DERIDDER
State	LA
Zip	70634-4446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE WEST HALF OF THE EAST HALF OF THE NORTHEAST QUARTER OF THE SOUTHWEST QUARTER (W/2 OF E/2 OF NE/4 OF SW/4) OF SECTION
Legal Township	02
Legal Section	RN
Jurisdiction	BEAUREGARD LA
Township / Civil Division	3A
Census Block Group	1
Census Block	1024
Census Tract	960300

Owner

Source: Beauregard Parish records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	977 HERMAN SMITH RD, DERIDDER, LA 70634-4446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · VA Mortgage NONE LISTED ON DOCUMENT
Oct 1, 2021	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2025 · Amount on Record
Deed Sale	Jul 16, 2025 · Amount on Record
Prior Sale	Oct 1, 2021 · Amount on Record
Deed Document Number	2025596044
Deed Book / Page	1118 / 211
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUREGARD LA
Recording Date	Apr 1, 2026
Property Address	977 HERMAN SMITH RD, DERIDDER, LA 70634-4446
Document Number	0000600303
Book / Page	1065 / 808
Instrument Date	Apr 1, 2026
Instrument	2026600303
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 HERMAN SMITH RD, DERIDDER, LA 70634-4446
Investor	Possibly a Property Investor

Mortgage

Document Number	0000600303,
Date	Apr 1, 2026
Book Page	1065/808
Instrument	2026600303

Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUREGARD LA
Recording Date	Oct 1, 2021
Property Address	977 HERMAN SMITH RD, DERIDDER, LA 70634-4446
Document Number	00001059/1
Book / Page	1059 / 1
Instrument Date	Sep 30, 2021
Instrument	572524
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	180 WALTER DOUCET RD, DERIDDER, LA 70634-6861

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 HERMAN SMITH RD, DERIDDER, LA 70634-4446

Mortgage

Document Number	000947/250
Date	Oct 1, 2021
Book Page	947/250
Instrument	572525

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Beauregard Parish assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Beauregard Parish
Unified School District	Beauregard Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,107.00 (+309.13%) Homeowner's exemption	$17,679 (+316.07%) Land $549 Building $17,130	$176,790 (+316.07%) Land $5,490 Building $171,300
2023	$515.00 Homeowner's exemption	$4,249 (-) Land $549 Building $3,700	$42,490 (-) Land $5,490 Building $37,000
2022	$515.00 Homeowner's exemption	$4,249 Land $549 Building $3,700	$42,490 Land $5,490 Building $37,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1995)
Most Recent Claim	Mar 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 88% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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