977 Gallery Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 977 Gallery Dr, Oceanside, CA 92057 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 1993
Square Footage2,344 sqft Living Area
Lot Size4,194 sqft (0.96 acres)
OccupancyOwner Occupied
Last Sale$992,500 (2022)
Tax Bill$11,936.00 (2025)

Property Details

APN / Parcel Number

Primary APN161-731-07-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,344 sqft Living Area

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Lot Area4,194 sqft (0.96 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address977 GALLERY DR
CityOCEANSIDE
StateCA
Zip92057-7918
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 19 TR 012700
Legal SubdivisionRANCHO DEL ORO INDUST PARK
Legal Tract012700
Legal Block2
Legal Lot Number19
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup2
Census Block2007
Census Tract18525

Owner

Source: San Diego County records · APN 161-731-07-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address977 GALLERY DR, OCEANSIDE, CA 92057-7918
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Family Living Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2025Deed of Trust, Mortgage · Line of Credit
NAVY FCU
May 01, 2024Intrafamily Transfer, Transfer
Apr 04, 2022Grant Deed, Transfer · Conventional Mortgage
MISSION FCU
Nov 30, 2021Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 04, 2022 · Amount on Record
Deed SaleApr 04, 2022 · Amount on Record
Prior SaleNov 30, 2021 · Amount on Record
Deed Doc Number2022148219
Last Transfer DateApr 26, 2024
Transfer Doc0000109335
Record RefreshedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address977 GALLERY DR, OCEANSIDE, CA 92057-7918
Transaction TypeMortgage
Record UpdatedNov 03, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address977 GAILEY DR, OCEANSIDE, CA 92057

Mortgage

Document Number0000295509
DateOct 22, 2025
Instrument2025-0295509
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueNov 01, 2065
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 01, 2024
Property Address977 GALLERY DR, OCEANSIDE, CA 92057-7918
Document Number0000109335
Map ReferenceMAP 12700
Instrument DateApr 26, 2024
Instrument2024-0109335
Transaction TypeTransfer
Record UpdatedMay 16, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Living Trust
Address977 GALLERY DR, OCEANSIDE, CA 92057-7918

April 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 04, 2022
Property Address977 GALLERY DR, OCEANSIDE, CA 92057-7918
Document Number0000148219
Map ReferenceMAP 12700
Instrument DateMar 17, 2022
Instrument2022-0148219
Transaction TypeTransfer
Record UpdatedApr 13, 2022
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address977 GALLERY DR, OCEANSIDE, CA 92057-7918

Mortgage

Document Number0000148220
DateApr 04, 2022
Instrument2022-0148220
Lender
NameMISSION FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052
Interest
Rate TypeAdjustable Rate
Rate2.37%
Type Change DateMay 01, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7.37%
Index1-Year CMT
Max Rate7.37%

November 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 30, 2021
Property Address977 GALLERY DR, OCEANSIDE, CA 92057-7918
Document Number0000816520
Map ReferenceMAP 12700
Instrument DateNov 16, 2021
Instrument2021-0816520
Transaction TypeTransfer
Record UpdatedDec 08, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address977 GALLERY DR, OCEANSIDE, CA 92057-7918

Mortgage

Document Number0000816521
DateNov 30, 2021
Instrument2021-0816521
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address977 GALLERY DR, OCEANSIDE, CA 92057-7918
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address977 GALLERY DR, OCEANSIDE, CA 92057-7918

Mortgage

Document Number0000054370
DateFeb 14, 2019
Instrument2019-0054370
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,074,304 (+2%) Land $359,372 Building $714,932
2025$11,936.00 (+14.68%)$1,053,240 (+9.83%) Land $352,326 Building $700,914
2023$10,408.00 (+1.89%)$959,000 Land $320,000 Building $639,000
2022$10,215.00

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