977 Ferro Dr, San Lorenzo, CA 94580 Property Records

Alameda County property record for 977 Ferro Dr, San Lorenzo, CA 94580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,722 sqft · built 1999
Lot Size	0.064 acres (2,793 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,500 (Aug 1999)
Tax Bill	$6,141 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2017 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`412-20-59`

Property Details

APN / Parcel Number

Primary APN	`412-20-59`
Alternative APN	`412-0020-059-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,722 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	2,793 sqft (0.064 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	977 FERRO DR
City	SAN LORENZO
State	CA
Zip	94580-1558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00059 BLK: TR: 6987
Legal Subdivision	TRACT 6987
Legal Tract	6987
Legal Lot Number	59
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	4
Census Block	4008
Census Tract	435800

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	977 FERRO DR, SAN LORENZO, CA 94580-1558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC
Apr 17, 2017	Quit Claim Deed, Transfer TIMIOS TITLE INC
Apr 17, 2017	Affidavit of Death, Mortgage · Conventional Mortgage FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 1999 · Amount on Record
Deed Sale	Aug 9, 1999 · Amount on Record
Deed Document Number	1999300755
Last Transfer Date	Apr 5, 2017
Transfer Doc	0000085632
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	977 FERRO DR, SAN LORENZO, CA 94580-1558
Transaction Type	Mortgage
Record Updated	Jun 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 FERRO DR, SAN LORENZO, CA 94580-1558

Mortgage

Document Number	0000190251
Date	May 20, 2021
Instrument	2021190251

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	234 Months
Due	Nov 1, 2040

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 17, 2017
Property Address	977 FERRO DR, SAN LORENZO, CA 94580-1558
Document Number	0000085632
Instrument Date	Apr 5, 2017
Instrument	85632
Transaction Type	Transfer
Record Updated	May 2, 2017
Title Company	TIMIOS TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	977 FERRO DR SAN LORENZO CA 945801558, SAN LORENZO, CA 94580-1558

April 2017: Affidavit of Death, Mortgage

Document Type	Affidavit of Death
Jurisdiction	ALAMEDA CA
Recording Date	Apr 17, 2017
Property Address	977 FERRO DR, SAN LORENZO, CA 94580-1558
Document Number	0000085631
Instrument Date	Apr 5, 2017
Instrument	85631
Transaction Type	Mortgage
Record Updated	May 2, 2017
Title Company	TIMIOS INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 FERRO DR SAN LORENZO CA 945801558, SAN LORENZO, CA 94580-1558

Mortgage

Document Number	86527
Date	Apr 17, 2017
Instrument	86527

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2047

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	San Lorenzo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$450,744 (+0.44%) Land $137,950 Building $319,794
2025	$6,141.00 (+3.89%) Homeowner's exemption	$448,771 (+4.04%) Land $135,246 Building $313,525
2023	$5,911.00 Homeowner's exemption	$431,347 Land $129,995 Building $301,352	$976,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 68 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	68 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Sonic Telecom, Tekify Fiber & Wireless.

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