Anne Arundel County property record for 977 Fall Ridge Way, Gambrills, MD 21054
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,682 sqft · built 1970 |
| Lot Size | 0.161 acres (6,991 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,116 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage May 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-295-03927405 |
| Primary APN | 04-295-03927405 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,682 sqft Living Area |
| 1st Floor Area | 982 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,991 sqft (0.161 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 264 sqft |
| Patio Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 29503927405 |
|---|---|
| Street Address | 977 FALL RIDGE WAY |
| City | GAMBRILLS |
| State | MD |
| Zip | 21054-1452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 76 SC 7 PL A FOUR SEASONS ESTATES |
| Legal Subdivision | FOUR SEASONS ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 76 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 740800 |
977 Fall Ridge Way is owned and occupied by an individual who acquired it in August 2006.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 977 FALL RIDGE WAY, GAMBRILLS, MD 21054-1452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE |
| May 13, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 4, 2006 |
| Transfer Doc | 4233000420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 12, 2026 |
| Property Address | 977 FALL RIDGE WAY, GAMBRILLS, MD 21054-1452 |
| Document Number | 4243000135 |
| Book / Page | 42439 / 135 |
| Instrument Date | May 11, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOODEN TITLE AND ESCROW, ABODE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 4243000135, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 42439/135 |
| Name | PROSPERITY HOME MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 13, 2026 |
| Property Address | 977 FALL RIDGE WAY, GAMBRILLS, MD 21054-1452 |
| Document Number | 4233000420 |
| Book / Page | 42339 / 420 |
| Instrument Date | Aug 4, 2006 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 977 Fall Ridge Way was $3,116.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $396,133 (+6.77%) | $446,400 (+20.32%) Land $280,400 Building $166,000 | |
| 2025 | $3,116.00 Homeowner's exemption | $371,000 Land $218,900 Building $152,100 | $371,000 Land $218,900 Building $152,100 |
| 2023 | $2,479.00 Homeowner's exemption | $340,533 | $371,000 Land $218,900 Building $152,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 977 Fall Ridge Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2011–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 977 Fall Ridge Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
May also be available: Believe Broadband.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures