Coles County property record for 977 Embassy St, Mattoon, IL 61938
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1999 |
| Lot Size | 0.314 acres (13,680 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,865 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-0-00820-000 |
| Primary APN | 10-0-00820-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,680 sqft Base Area |
| 1st Floor Area | 1,680 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 13,680 sqft (0.314 acres) |
| Lot Dimensions | 114 ft deep x 120 ft wide |
| Cooling System | Central |
|---|
| Street Address | 977 EMBASSY ST |
|---|---|
| City | MATTOON |
| State | IL |
| Zip | 61938-8302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF ETNA BLK 3 LOTS 10, 11 & 12 SEC 21 T11N R07E |
| Legal Range | 07E |
| Legal Township | 11N |
| Legal Section | 21 |
| Legal Subdivision | VILLAGE OF ETNA |
| Legal Block | 3 |
| Legal Lot Number | 10-12 |
| Jurisdiction | COLES IL |
| Township / Civil Division | PARADISE |
| Census Block Group | 4 |
| Census Block | 4084 |
| Census Tract | 200 |
977 Embassy St is owned and occupied by an individual.
Source: Coles County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 977 EMBASSY ST, MATTOON, IL 61938-8302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | COLES IL |
| Recording Date | Apr 28, 2023 |
| Property Address | 977 EMBASSY ST, MATTOON, IL 61938-8302 |
| Document Number | 202300806361 |
| Instrument Date | Apr 20, 2023 |
| Instrument | 202300806361 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $118.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 501 CO RD 785 N, TOLEDO, IL 61938 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 977 EMBASSY ST, MATTOON, IL 61938-8302 |
| Document Number | 202300086362 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | 202300086362 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2038 |
The 2025 property tax bill for 977 Embassy St was $1,865 with a senior citizen's exemption.
Source: Coles County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Paradise Township |
| Unified School District | Neoga Community Unit School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,865.00 | $41,541 Land $6,678 Building $34,863 | $124,623 Land $20,034 Building $104,589 |
| 2023 | $35,294 Land $5,674 Building $29,620 | $105,882 Land $17,022 Building $88,860 | |
| 2020 | $770.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 977 Embassy St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2008–2021) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jun 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 977 Embassy St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Seamless Fiber Innovations, T-Mobile.
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