977 E Valley Rd, Pottstown, PA 19464 Property Records

Montgomery County property record for 977 E Valley Rd, Pottstown, PA 19464

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,016 sqft · built 1961
Lot Size0.487 acres (21,200 sqft)
Owner2 Individual Names on File
Last Sale$255,000 (Jul 2005)
Tax Bill$6,466 (2026)
Deeds & MortgagesJan 2017 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN42-00-05014-00-2

Property Details

APN / Parcel Number

Primary APN42-00-05014-00-2
Alternative APN
  • 42014 096

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area3,016 sqft Living Area
1st Floor Area2,266 sqft
Basement Area750 sqft
Finished Basement750 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleSplit Level
Exterior MaterialStucco
Lot Area21,200 sqft (0.487 acres)
Lot Width221 ft Width
Garage TypeBasement
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area208 sqft
Patio Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceWell

Location & Zoning

Street Address977 E VALLEY RD
CityPOTTSTOWN
StatePA
Zip19464-2848
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionL 10
Legal SubdivisionCRESTWOOD SEC C
Legal Block14
Legal Lot Number10
JurisdictionMONTGOMERY PA
Township / Civil DivisionLOWER POTTSGROVE
Census Block Group2
Census Block2005
Census Tract208702

Owner

977 E Valley Rd is owned and occupied by two individuals who acquired it in April 2011.

Source: Montgomery County records, as of June 1, 2026

Owner of Record2 Individual Names on File
Mailing Address977 E VALLEY RD, POTTSTOWN, PA 19464-2848
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2017Deed of Trust, Mortgage · Conventional Mortgage
PHILADELPHIA MORTGAGE ADVISORS INC
Sep 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION HM MTG CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2005 · Amount on File
Deed SaleJul 22, 2005 · Amount on File
Deed Document Number2005101773
Deed Book / Page5563 / 1009
Last Transfer DateApr 8, 2011
Transfer Doc0057982233
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY PA
Property Address977 E VALLEY RD, POTTSTOWN, PA 19464-2848
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0142852338
DateJan 23, 2017
Book Page14285/2338
Instrument2017006073
Lender
NamePHILADELPHIA MORTGAGE ADVISORS INC
TypeMortgage Company
AddressPLYMOUTH MEETING, PA 19462
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueFeb 1, 2037

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY PA
Property Address977 E VALLEY RD, POTTSTOWN, PA 19464-2848
Document Number0150341054
Instrument DateSep 21, 2020
Transaction TypeMortgage
Record UpdatedNov 4, 2020
Title CompanyGERMANTOWN TITLE COMPANY, GERMANTOWN TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address977 E VALLEY RD POTTSTOWN PA 194642848, POTTSTOWN, PA 19464-2848

Mortgage

Document Number0150341054
DateOct 14, 2020
Book Page015034/001054
Instrument85092
Lender
NameUNION HM MTG CORP
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 13, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 977 E Valley Rd was $6,466.

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyMontgomery County
County SubdivisionLower Pottsgrove Township
Unified School DistrictPottsgrove School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,466.00$124,180 (-)$124,180 (-)
2025$6,466.00 (+5.93%)$124,180 (-) Land $42,220 Building $81,960$124,180 Land $42,220 Building $81,960
2024$6,104.00$124,180 (-) Land $42,220 Building $81,960
2023$6,104.00 (+3.21%)$124,180 Land $42,220 Building $81,960
2022$5,914.00
1998$124,180 Land $42,220 Building $81,960
1996$124,180 Land $42,220 Building $81,960

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 977 E Valley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 977 E Valley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 91% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPOTTSTOWN BOROUGH WATER AUTH
serves 36,000 people · EPA ID PA1460037
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Sep 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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