977 E Ruddock St, Covina, CA 91724 Property Records

Los Angeles County property record for 977 E Ruddock St, Covina, CA 91724

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,858 sqft · built 1955
Lot Size0.165 acres (7,168 sqft)
Owner2 Individual Names on File
Last Sale$640,000 (Aug 2020)
Tax Bill$8,593 (2025)
Deeds & MortgagesJan 2022 Mortgage
Aug 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN8428-008-018

Property Details

APN / Parcel Number

Primary APN8428-008-018

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,858 sqft Living Area

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleConventional
Exterior MaterialStucco
Construction TypeWood
Roof TypeHip
Roof MaterialWood Shingle
Lot Area7,168 sqft (0.165 acres)
Lot Dimensions112 ft deep x 68 ft wide

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address977 E RUDDOCK ST
CityCOVINA
StateCA
Zip91724-2715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCVR17500*
Legal DescriptionTRACT # 20676 LOT 27
Legal Subdivision20676
Legal Tract20676
Legal Block2
Legal Lot Number27
JurisdictionLOS ANGELES CA
Township / Civil DivisionEAST SAN GABRIEL VALLEY
Census Block Group2
Census Block2020
Census Tract403722

Owner

Source: Los Angeles County records · APN 8428-008-018

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address977 E RUDDOCK ST, COVINA, CA 91724-2715
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 24, 2022Deed of Trust, Mortgage · FHA Mortgage
LOANCARE LLC
Aug 26, 2020Quit Claim Deed, Transfer
TICOR TITLE RIVERSIDE
Aug 26, 2020Grant Deed, Transfer · FHA Mortgage
MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 26, 2020 · Amount on Record
Deed SaleAug 26, 2020 · Amount on Record
Prior SaleMay 20, 1998 · Amount on Record
Deed Document Number20201004852
Prior Transfer DateAug 21, 2020
Prior Transfer Doc0001004853
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOS ANGELES CA
Property Address977 E RUDDOCK ST, COVINA, CA 91724-2715
Transaction TypeMortgage
Record UpdatedMay 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address977E E RUDDOCK ST, COVINA, CA 91724-2715

Mortgage

Document Number0000088609
DateJan 24, 2022
Instrument22-0088609
Lender
NameLOANCARE LLC
TypeNon-Lending Institution
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term344 Months
DueSep 01, 2050

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOS ANGELES CA
Recording DateAug 26, 2020
Property Address977 E RUDDOCK ST, COVINA, CA 91724-2715
Document Number0001004853
Instrument DateAug 21, 2020
Instrument1004853
Transaction TypeTransfer
Record UpdatedSep 03, 2020
Title CompanyTICOR TITLE RIVERSIDE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address977 E RUDDOCK ST COVINA CA 917242715, COVINA, CA 91724-2715

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLOS ANGELES CA
Recording DateAug 26, 2020
Property Address977 E RUDDOCK ST, COVINA, CA 91724-2715
Document Number0001004852
Map ReferenceMB 567 PG 14
Instrument DateJul 23, 2020
Instrument20-1004852
Transaction TypeTransfer
Record UpdatedJul 21, 2022
Title CompanyTICOR TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address977 E RUDDOCK ST, COVINA, CA 91724-2715

Mortgage

Document Number0001004854
DateAug 26, 2020
Instrument20-1004854
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Mortgage

Document Number0001004855
DateAug 26, 2020
Instrument20-1004855
Lender
NameMOUNTAIN WEST FINANCIAL INC
TypeMortgage Company
AddressREDLANDS, CA 92374
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Los Angeles County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyLos Angeles County
MunicipalityCovina City
Unified School DistrictCharter Oak Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,593.00 (+7.21%) Homeowner's exemption$692,753 (+4.04%) Land $495,969 Building $196,784
2023$8,015.00 (+1.2%) Homeowner's exemption$665,855 Land $476,711 Building $189,144
2022$7,920.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Los Angeles County (06037C), as of September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060374037222, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1993)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: California Internet, Verizon.

Based on FCC filings for 629 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA1910127, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCOVINA-CITY, WATER DEPT.
serves 33,300 people
Water SourcePurchased surface water from several systems
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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