977 E River Rd, Muskegon, MI 49445 Property Records

Muskegon County property record for 977 E River Rd, Muskegon, MI 49445

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,512 sqft · built 1945
Lot Size	0.825 acres (35,937 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (Jul 2021)
Tax Bill	$2,731 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10004100000200`

Property Details

APN / Parcel Number

Primary APN	`10004100000200`
Alternative APN	`61-10-004-100-0002-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Aluminum/Vinyl
Lot Area	35,937 sqft (0.825 acres)

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Street Address	977 E RIVER RD
City	MUSKEGON
State	MI
Zip	49445-9520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MUSKEGON CHARTER TOWNSHIP SEC 4 T10N R16W MU-64-1-2; A PARCEL OF LAND BEING PART OF THE NE 1/4 OF THE NW 1/4 OF SEC 4 DESCR
Jurisdiction	MUSKEGON MI
Township / Civil Division	MUSKEGON
Census Block Group	2
Census Block	2018
Census Tract	1800

Owner

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	977 E RIVER RD, MUSKEGON, MI 49445-9520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP
Sep 17, 2020	Warranty Deed, Transfer NOT AVAILABLE
Mar 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2021 · Amount on Record
Deed Sale	Jul 7, 2021 · Amount on Record
Prior Sale	Sep 17, 2020 · Amount on Record
Deed Document Number	20215732531
Deed Book / Page	4266 / 874
Prior Transfer Date	Jan 23, 2015
Prior Transfer Doc	0005613257
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Jul 7, 2021
Property Address	977 E RIVER RD, MUSKEGON, MI 49445-9520
Document Number	004266/874
Book / Page	4266 / 874
Instrument Date	Jun 24, 2021
Instrument	5732531
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,221.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	977 E RIVER RD, 977, MUSKEGON, MI 49445-9520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 W JOHANNAH ST, WHITEHALL, MI 49461-1708

Mortgage

Document Number	0004266875
Date	Jul 7, 2021
Instrument	4266/875

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Sep 17, 2020
Property Address	977 E RIVER RD, MUSKEGON, MI 49445-9520
Document Number	0005699294
Book / Page	004233 / 000605
Instrument Date	Sep 16, 2020
Instrument	5699294
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$215.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2173 N ROBERTS RD MUSKEGON MI 494451582, MUSKEGON, MI 49445-1582

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MUSKEGON MI
Recording Date	Mar 5, 2018
Property Address	977 E RIVER RD, MUSKEGON, MI 49445-9520
Document Number	0005613257
Book / Page	004147 / 000485
Instrument Date	Jan 23, 2015
Instrument	5613257
Transaction Type	Transfer
Record Updated	Mar 21, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	977 E RIVER RD MUSKEGON MI 494459520, MUSKEGON, MI 49445-9520

Tax Assessment & Valuation

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Muskegon Charter Township
Unified School District	Reeths-Puffer Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,500 (+2.58%)	$183,000 (+2.58%)
2025	$2,731.00 Homeowner's exemption	$89,200	$178,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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