Ada County property record for 977 E Chardie Rd, Boise, ID 83702
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,178 sqft · built 2021 |
| Lot Size | 0.408 acres (17,772 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $12,880 (2025) |
| Deeds & Mortgages | Feb 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | R3616360460 |
| Primary APN | R3616360460 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,178 sqft Living Area |
| Gross Area | 4,640 sqft |
| 1st Floor Area | 3,178 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Roof Material | Composition Shingle |
| Lot Area | 17,772 sqft (0.408 acres) |
| Garage Type | Attached |
| Garage Area | 967 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 59 sqft |
| Deck Area | 129 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 977 E CHARDIE RD |
|---|---|
| City | BOISE |
| State | ID |
| Zip | 83702-1930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | LOT 41 BLK 02 HIGHLANDS COVE SUB NO 02 |
| Legal Range | 02E |
| Legal Township | 04N |
| Legal Section | 26 |
| Legal Subdivision | HIGHLANDS COVE SUB NO 02 |
| Legal Block | 02 |
| Legal Lot Number | 41 |
| Jurisdiction | ADA ID |
| Township / Civil Division | BOISE CITY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 202 |
977 E Chardie Rd is owned by a company and is owner-occupied.
Source: Ada County records, as of August 7, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 977 E CHARDIE RD, BOISE, ID 83702-1930 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADA ID |
| Property Address | 977 E CHARDIE RD, BOISE, ID 83702-1930 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | STEWARTITLE |
| Name | Verified Name |
|---|
| Document Number | 0000032013 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021-032013 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Address | BOISE, ID 83702 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 977 E Chardie Rd was $12,880 with a homeowner's exemption, up 5.5% from the year before.
Source: Ada County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Ada County |
| Municipality | Boise City |
| Unified School District | Boise City Independent School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,433,700 (-5.83%) | $1,433,700 (-5.83%) | |
| 2025 | $12,880.00 (+5.5%) Homeowner's exemption | $1,522,500 | $1,522,500 |
| 2024 | $12,209.00 | ||
| 2023 | $1,498,500 Land $492,800 Building $1,005,700 | $1,498,500 Land $492,800 Building $1,005,700 | |
| 2022 | $1,862.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 977 E Chardie Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 5 (1996–2011) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jan 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 977 E Chardie Rd is high, ranking above 83% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 45% of Idaho |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER IDAHO private · serves 264,978 people · EPA ID ID4010016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
May also be available: Anthem Broadband, CenturyLink, Verizon.
5G (outdoors only) and 4G LTE
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