977 Deer Track Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 977 Deer Track Rd, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,492 sqft · built 2022
Lot Size	1.67 acres (72,745 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (May 2021)
Tax Bill	$2,570 (2026)
Deeds & Mortgages	Nov 2021 Construction Loan May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010 001`

Property Details

APN / Parcel Number

Primary APN	`010 001`
Alternative APNs	`681435` `372632`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,492 sqft Heated Area
Gross Area	2,230 sqft
1st Floor Area	1,462 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	72,745 sqft (1.67 acres)
Lot Width	400 ft Width
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	372632
Street Address	977 DEER TRACK RD
City	CORNELIA
State	GA
Zip	30531-4533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	10-59 PB 21-113 DB 1266-1037
Legal Subdivision	WHISPERING FALLS HABERSHAM
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1008
Census Tract	603

Owner

977 Deer Track Rd is owned and occupied by an individual who bought it in May 2021.

Source: Habersham County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	977 DEER TRACK RD, CORNELIA, GA 30531-4533
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Construction Mortgage AMERIS BANK
May 21, 2021	Warranty Deed, Transfer
Jul 25, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2021 · Amount on File
Deed Sale	May 21, 2021 · Amount on File
Deed Document Number	20211281
Deed Book / Page	1266 / 1037
Prior Transfer Date	Jul 25, 2017
Prior Transfer Doc	001152/404
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	977 DEER TRACK RD, CORNELIA, GA 30531-4533
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	DEER TRACK RD

Mortgage

Document Number	0000001284/0000000665
Date	Nov 5, 2021
Book Page	0000001284/0000000665

Lender

Name	AMERIS BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	May 21, 2021
Property Address	977 DEER TRACK RD, CORNELIA, GA 30531-4533
Document Number	01266/1037
Book / Page	1266 / 1037
Instrument Date	May 21, 2021
Instrument	2021-001281
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1404 PATTEN DR, GAINESVILLE, GA 30501-2124

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jul 25, 2017
Property Address	977 DEER TRACK RD, CORNELIA, GA 30531-4533
Document Number	001152/404
Book / Page	1152 / 404
Instrument Date	Jul 25, 2017
Instrument	2017-002202
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2332 SE BROOKLYN ST, PORTLAND, OR 97202-2136

Tax Assessment & Valuation

The 2026 property tax bill for 977 Deer Track Rd was $2,570 with a homeowner's exemption, down 5.2% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,570.00 (-5.17%) Homeowner's exemption	$137,078 (+1.5%) Land $21,754 Building $115,324	$342,695 (+1.5%) Land $54,386 Building $288,309
2025	$2,710.00 Homeowner's exemption	$135,057 Land $20,331 Building $114,726	$337,642 Land $50,828 Building $286,814
2023	Homeowner's exemption	$98,496 (+19.03%) Land $9,960 Building $88,536	$246,240 (+19.03%) Land $24,900 Building $221,340
2022	$2,147.00	$82,752 Land $7,824 Building $74,928	$206,880 Land $19,560 Building $187,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 977 Deer Track Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2020)
Most Recent Claim	Oct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 977 Deer Track Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · Cable in parts of the area	2,000 / 2,000
TrailWave Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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