977 Co Rd 7740, Bakersfield, MO 65609 Property Records

Howell County property record for 977 Co Rd 7740, Bakersfield, MO 65609

Property Summary

Property Type	Single Family Home
Details	1,800 sqft · built 1974
Lot Size	7.3 acres (317,988 sqft)
Owner	2 Individual Names on File
Tax Bill	$169 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Dec 2025 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-9.1-31-000-000-006.00000`

Property Details

APN / Parcel Number

Primary APN	`21-9.1-31-000-000-006.00000`

Interior

Building Area	1,800 sqft Total Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	317,988 sqft

Location & Zoning

Street Address	977 COUNTY ROAD 7740
City	BAKERSFIELD
State	MO
Zip	65609-9626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S1/2 SENE1/4 N RD
Legal Range	10W
Legal Township	22N
Legal Section	31
Legal Block	2
Jurisdiction	HOWELL MO
Township / Civil Division	BENTON
Census Block Group	2
Census Block	2104
Census Tract	90400

Owner

977 Co Rd 7740 is owned and occupied by two individuals who acquired it in February 2011.

Source: Howell County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	977 COUNTY ROAD 7740, BAKERSFIELD, MO 65609-9626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CREDIT UNION
Dec 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAXTER CU
Aug 15, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF SALEM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2011
Deed Sale	Feb 14, 2011
Prior Sale	Sep 13, 2007
Deed Document Number	2011643
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWELL MO
Recording Date	Oct 1, 2026
Property Address	977 COUNTY ROAD 7740, BAKERSFIELD, MO 65609-9626
Document Number	0000004391
Instrument Date	Sep 24, 2026
Instrument	20264391
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 COUNTY ROAD 7740, BAKERSFIELD, MO 65609-9626

Mortgage

Document Number	0000004391,
Date	Oct 1, 2026
Instrument	20264391

Lender

Name	BAXTER CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 30, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWELL MO
Property Address	977 COUNTY ROAD 7740, BAKERSFIELD, MO 65609-9626
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	UNKNOWN, MIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 COUNTY ROAD 7740, BAKERSFIELD, MO 65609-9626

Mortgage

Document Number	02025R5375
Date	Dec 17, 2025
Instrument	2025R5375

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 31, 2045

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWELL MO
Property Address	977 COUNTY ROAD 7740, BAKERSFIELD, MO 65609-9626
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 COUNTY ROAD 7740, BAKERSFIELD, MO 65609-9626

Mortgage

Document Number	02023R3335
Date	Aug 15, 2023
Instrument	2023R3335

Lender

Name	BANK OF SALEM
Type	Bank
Address	SALEM, AR 72576

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 977 Co Rd 7740 was $169.

Source: Howell County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Howell County
Unified School District	West Plains R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,170 (-) Land $2,820 Building $1,350	$22,290 (-) Land $15,210 Building $7,080
2025	$169.00	$4,170 Land $2,820 Building $1,350	$22,290 Land $15,210 Building $7,080
2023		$3,730	$20,000 Land $13,680 Building $6,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 977 Co Rd 7740 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 977 Co Rd 7740 is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 94% of Missouri
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 7740

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