977 Co Rd 243, Durango, CO 81301 Property Records

La Plata County property record for 977 Co Rd 243, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,320 sqft · built 2019
Lot Size	11.9 acres (519,671 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Nov 2015)
Tax Bill	$5,783 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Sep 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5593-202-00-024`

Property Details

APN / Parcel Number

Primary APN	`5593-202-00-024`
Alternative APN	`R422374`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,320 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Lot Area	519,671 sqft
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Porch	Porch
Porch Area	832 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	R422374
Street Address	977 COUNTY ROAD 243
City	DURANGO
State	CO
Zip	81301-8381
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 20 TOWNSHIP: 36 RANGE: 7 TR IN SE4NW4 AKA TR A, WORDEN/FLORIDA VALLEY INVESTMENTS LLC BA #791684 977 CR 243 DURANGO 81301
Legal Range	07
Legal Township	36
Legal Section	20
Legal Subdivision	DURANGO
Legal Tract	A
Legal Block	2
Legal Lot Number	A
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2013
Census Tract	970706

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	51 COPPER RIM TRL, G, DURANGO, CO 81301-8839
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
Sep 14, 2021	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
Feb 16, 2021	Loan Modification, Mortgage ALPINE BK
Aug 21, 2019	Deed of Trust, Construction Loan · Construction Mortgage ALPINE BK
Jul 22, 2018	Loan Modification, Mortgage ALPINE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2015 · Amount on Record
Deed Sale	Nov 30, 2015 · Amount on Record
Deed Document Number	20151105202
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	977 COUNTY ROAD 243, DURANGO, CO 81301-8381
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 COPPER RIM TRL, DURANGO, CO 81301-8838

Mortgage

Document Number	0001213705
Date	Aug 5, 2022
Instrument	1213705

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	977 COUNTY ROAD 243, DURANGO, CO 81301-8381
Transaction Type	Mortgage
Record Updated	Sep 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 COPPER RIM TRL G, G, DURANGO, CO 81301-8839

Mortgage

Document Number	0001199121
Date	Sep 14, 2021
Instrument	1199121

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LA PLATA CO
Property Address	977 COUNTY ROAD 243, DURANGO, CO 81301-8381
Document Number	0001190721
Instrument Date	Feb 16, 2021
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97 COUNTY ROAD 243 DURANGO CO 81301, 243, DURANGO, CO 81301

Mortgage

Document Number	0001190721
Date	Apr 19, 2021
Instrument	1190721

Lender

Name	ALPINE BK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Term	12 Months
Due	Apr 18, 2022

August 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Recording Date	Aug 21, 2019
Property Address	977 COUNTY ROAD 243, DURANGO, CO 81301-8381
Document Number	0001160542
Instrument Date	Aug 16, 2019
Instrument	1160542
Transaction Type	Construction Loan
Record Updated	May 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 ALAMO DR #A DURANGO CO 813014657, A, DURANGO, CO 81301-4657

Mortgage

Document Number	0001160542
Date	Aug 21, 2019
Instrument	1160542

Lender

Name	ALPINE BK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Aug 20, 2021

Interest

Rate Type	Adjustable Rate

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LA PLATA CO
Property Address	977 COUNTY ROAD 243, DURANGO, CO 81301-8381
Document Number	0001147793
Instrument Date	Jul 22, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 ALAMO DR #A DURANGO CO 813014657, A, DURANGO, CO 81301-4657

Mortgage

Document Number	0001147793
Date	Sep 10, 2018
Instrument	1147793

Lender

Name	ALPINE BK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Term	24 Months
Due	Sep 9, 2020

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,730 (+4.03%) Land $40,590 Building $63,140	$1,595,370 (-) Land $624,230 Building $971,140
2025	$5,783.00 (+49.39%)	$99,710 (+17.5%) Land $39,010 Building $60,700	$1,595,370 (+25.97%) Land $624,230 Building $971,140
2023	$3,871.00 (+116.14%)	$84,860 (+119.33%) Land $34,220 Building $50,640	$1,266,500 (+127.49%) Land $510,700 Building $755,800
2022	$1,791.00	$38,690 Land $26,300 Building $12,390	$556,730 Land $378,450 Building $178,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 90% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

Cell Coverage

No cell data coverage reported

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