977 Co Rd 108, Bunnell, FL 32110 Property Records

Flagler County property record for 977 Co Rd 108, Bunnell, FL 32110

Property Summary

Property TypeMobile Home
Details2 ba · 2,278 sqft · built 2007
Lot Size10 acres (435,600 sqft)
Owner2 Owner Names on Record
Last Sale$75,000 (May 2014)
Tax Bill$2,000 (2025)
Deeds & MortgagesNov 2017 Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN32-12-29-5550-00100-0020

Property Details

APN / Parcel Number

Primary APN32-12-29-5550-00100-0020

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,278 sqft Heated Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2012
Exterior MaterialVinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area435,600 sqft (10 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address977 COUNTY ROAD 108
CityBUNNELL
StateFL
Zip32110-3517
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeAC
Legal Description10.00 AC ST JOHNS DEV CO SUB E1/2 OF TRACTS 2 & 3 BLK 10 OR 971/319 OR 1884/510 OR 1889/ 1000-CD OR 1999/127-AMD CT OR 2002/4
Legal Range29E
Legal Township12S
Legal Section32
Legal SubdivisionST JOHNS DEV CO SUB
Legal Tract2
Legal Block10
Legal Lot Number2
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group3
Census Block3054
Census Tract60206

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on Record
Mailing AddressPO BOX 1495, BUNNELL, FL 32110-1495
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2017Deed of Trust, Mortgage · Conventional Mortgage
21ST MORTGAGE CORP
Dec 30, 2020Deed of Trust, Mortgage · FHA Mortgage
GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2014 · Amount on Record
Deed SaleMay 6, 2014 · Amount on Record
Prior SaleAug 31, 2004 · Amount on Record
Deed Document Number2014013571
Deed Book / Page2002 / 0040
Record UpdatedJun 8, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address977 COUNTY ROAD 108, BUNNELL, FL 32110-3517
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022390940
DateNov 1, 2017
Book Page2239/0940
Instrument2017038413
Lender
Name21ST MORTGAGE CORP
TypeSubprime Lender
AddressKNOXVILLE, TN 37902
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term276 Months
DueNov 1, 2040

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address977 COUNTY ROAD 108, BUNNELL, FL 32110-3517
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address977 COUNTY ROAD 108, BUNNELL, FL 32110-3517

Mortgage

Document Number0025100972
DateDec 30, 2020
Book Page2510/972
Instrument2020054998
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
AddressCHANDLER, AZ 85248
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,000.00 (-13.72%) Homeowner's exemption$186,367 (+5.99%)$393,489 (+12.81%) Land $182,500 Building $210,989
2023$2,318.00 (+8.17%) Homeowner's exemption$175,840 (+3%)$348,798 (-0.3%) Land $132,500 Building $216,298
2022$2,143.00 Homeowner's exemption$170,718$349,834 Land $132,500 Building $217,334

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 71 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies71 in force
Nearby Flood Claims5 (2001–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 46% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

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