977 Cloverdale Cir, Wethersfield, CT 06109 Property Records

Wethersfield Town property record for 977 Cloverdale Cir, Wethersfield, CT 06109

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,468 sqft · built 1961
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Tax Bill	$10,454 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Feb 2023 Sale + 1 more
Flood Zone	Zone A (high risk)
APN	`WETH M:187 B:009`

Property Details

APN / Parcel Number

Primary APN	`WETH M:187 B:009`
Alternative APN	`187009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,468 sqft Living Area
Gross Area	3,238 sqft
Basement Area	1,420 sqft
Unfinished Basement	1,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1989
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	187009
Street Address	977 CLOVERDALE CIR
City	WETHERSFIELD
State	CT
Zip	06109-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Block	9
Jurisdiction	WETHERSFIELD CT
Township / Civil Division	WETHERSFIELD
Census Block Group	5
Census Block	5018
Census Tract	492600

Owner

977 Cloverdale Cir is owned and occupied by an individual who acquired it in February 2023.

Source: Wethersfield Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	977 CLOVERDALE CIR, WETHERSFIELD, CT 06109-4108
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CONNECTICUT HOUSING FINANCE AUTHORITY
Feb 16, 2023	Deed, Transfer
Aug 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FRANKLIN TRUST FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 8, 2023
Transfer Doc	0002157-43
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WETHERSFIELD CT
Property Address	977 CLOVERDALE CIR, WETHERSFIELD, CT 06109-4108
Transaction Type	Mortgage
Record Updated	Oct 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002157-336
Date	Feb 27, 2023
Book Page	2157/336
Instrument	2023000450

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WETHERSFIELD CT
Recording Date	Feb 16, 2023
Property Address	977 CLOVERDALE CIR, WETHERSFIELD, CT 06109-4108
Document Number	0002157-43
Book / Page	2157 / 43
Instrument Date	Feb 8, 2023
Instrument	2023000378
Transaction Type	Transfer
Record Updated	Oct 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WETHERSFIELD CT
Property Address	977 CLOVERDALE CIR, WETHERSFIELD, CT 06109-4108
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2108-1000
Date	Aug 6, 2020
Book Page	2108/1000
Instrument	2020002676

Lender

Name	FRANKLIN TRUST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 977 Cloverdale Cir was $10,454.

Source: Wethersfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wethersfield Town
Unified School District	Wethersfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,454.00	$253,620 Land $90,850 Building $162,770	$177,534 Land $63,595 Building $113,939
2024	$10,454.00 (+31.46%)
2023	$7,952.00 (+6.95%)	$190,340 (+5.17%) Land $88,200 Building $102,140
2022	$7,435.00	$180,980 Land $88,200 Building $92,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 977 Cloverdale Cir in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 977 Cloverdale Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100

May also be available: Xfinity.

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