977 Clark St, Lancaster, PA 17602 Property Records

Lancaster County property record for 977 Clark St, Lancaster, PA 17602

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 879 sqft · built 1900
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Oct 2025)
Tax Bill	$2,118 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`340-76635-0-0000`

Property Details

APN / Parcel Number

Primary APN	`340-76635-0-0000`
Alternative APN	`34013K2B 6 24`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	879 sqft Living Area
Gross Area	1,275 sqft
1st Floor Area	513 sqft
Upper Floors Area	366 sqft
Basement Area	336 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Row Home
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)
Porch	Enclosed Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	977 CLARK ST
City	LANCASTER
State	PA
Zip	17602-3201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Jurisdiction	LANCASTER PA
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1026
Census Tract	13400

Owner

977 Clark St is owned and occupied by an individual who bought it in October 2025.

Source: Lancaster County records, as of June 9, 2026

Owner of Record	Individual Name on File
Mailing Address	977 CLARK ST, LANCASTER, PA 17602-3201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE EPHRATA NATIONAL BANK
Oct 17, 2025	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 4, 2019	Special Warranty Deed, Transfer · Conventional Mortgage THE EPHRATA NATIONAL BANK
May 1, 2017	Grant Deed, Transfer ABSTRACT ASSOCIATES, ABSTRACT ASSOCIATES/LANCASTER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2025 · Amount on File
Deed Sale	Oct 17, 2025 · Amount on File
Prior Sale	Nov 4, 2019 · Amount on File
Deed Document Number	202541315
Prior Transfer Date	Jul 2, 2009
Prior Transfer Doc	0005795838
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	977 CLARK ST, LANCASTER, PA 17602-3201
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006625584
Date	Aug 18, 2021
Instrument	6625584

Lender

Name	THE EPHRATA NATIONAL BANK
Type	Bank
Address	EPHRATA, PA 17522

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Oct 17, 2025
Property Address	977 CLARK ST, LANCASTER, PA 17602-3201
Document Number	20250041315
Instrument Date	Oct 14, 2025
Instrument	20250041315
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	PRIME TRANSFER INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 CLARK ST, LANCASTER, PA 17602-3201

Mortgage

Document Number	20250041316
Date	Oct 17, 2025
Instrument	20250041316

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

November 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANCASTER PA
Recording Date	Nov 4, 2019
Property Address	977 CLARK ST, LANCASTER, PA 17602-3201
Document Number	0006488774
Instrument Date	Nov 1, 2019
Instrument	6488774
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	BANKERS SETMNT SVCS CAP REGI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 CLARK ST, LANCASTER, PA 17602-3201

Mortgage

Document Number	0006488775
Date	Nov 4, 2019
Instrument	6488775

Lender

Name	THE EPHRATA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	May 1, 2017
Property Address	977 CLARK ST, LANCASTER, PA 17602-3201
Document Number	0006330318
Instrument Date	Apr 27, 2017
Instrument	6330318
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	ABSTRACT ASSOCIATES, ABSTRACT ASSOCIATES/LANCASTER

Transaction

Amount	Amount on Record
Tax	$1,080.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 BROOKWOOD DR LITITZ PA 175439463, LITITZ, PA 17543-9463

Tax Assessment & Valuation

The 2025 property tax bill for 977 Clark St was $2,118, up 1.5% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	Lancaster Township
Unified School District	Lancaster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,400 (-) Land $23,700 Building $48,700	$72,400 Land $23,700 Building $48,700
2025	$2,118.00 (+1.49%)	$72,400 (-) Land $23,700 Building $48,700
2024	$2,087.00 Homeowner's exemption	$72,400 Land $23,700 Building $48,700
2018			$72,400 Land $23,700 Building $48,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 977 Clark St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–2011)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2011 · Tropical Storm Lee
Claims by Event	Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 977 Clark St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 120,000 people · EPA ID PA7360058
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber.

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