977 Chesterville Rd, Belden, MS 38826 Property Records

Pontotoc County property record for 977 Chesterville Rd, Belden, MS 38826

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,280 sqft · built 2000
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$217 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`146-14-000-041.05`

Property Details

APN / Parcel Number

Primary APN	`146-14-000-041.05`
Alternative APN	`18131`

Interior

Full Baths	1 Bath
Building Area	1,280 sqft Living Area

Exterior

Year Built	Built 2000
Lot Area	43,560 sqft (1 acres)
Porch	Open Porch
Porch Area	96 sqft
Utility Building	128 sqft

Location & Zoning

Account Number	18131
Street Address	977 CHESTERVILLE RD
City	BELDEN
State	MS
Zip	38826-9646
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	1 AC NW1/4 SE1/4 20012830 5/30/01 566 8652
Jurisdiction	PONTOTOC MS
Township / Civil Division	1
Census Block Group	2
Census Block	2001
Census Tract	950101

Owner

Source: Pontotoc County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	977 CHESTERVILLE RD, BELDEN, MS 38826-9646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage COMMUNITY MORTGAGE AND LOAN INC
Nov 5, 2020	Deed of Trust, Mortgage COMMUNITY MORTGAGE AND LOAN INC
Aug 24, 2018	Deed of Trust, Mortgage COMMUNITY MORTGAGE AND LOAN INC
Apr 11, 2018	Deed of Trust, Mortgage COMMUNITY MORTGAGE AND LOAN INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	977 CHESTERVILLE RD, BELDEN, MS 38826-9646
Transaction Type	Mortgage
Record Updated	Oct 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 CHESTERVILLE RD, BELDEN, MS 38826-9646

Mortgage

Document Number	2023002902
Date	Jul 5, 2023
Instrument	2023002902

Lender

Name	COMMUNITY MORTGAGE AND LOAN INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	50 Months
Due	Sep 4, 2027

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	977 CHESTERVILLE RD, BELDEN, MS 38826-9646
Transaction Type	Mortgage
Record Updated	Jun 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 CHESTERVILLE RD, BELDEN, MS 38826-9646

Mortgage

Document Number	2020004155
Date	Nov 5, 2020
Instrument	2020004155

Lender

Name	COMMUNITY MORTGAGE AND LOAN INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 1, 2025

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	977 CHESTERVILLE RD, BELDEN, MS 38826-9646
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018003219
Date	Aug 24, 2018
Instrument	2018003219

Lender

Name	COMMUNITY MORTGAGE AND LOAN INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	26 Months
Due	Oct 2, 2020

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	977 CHESTERVILLE RD, BELDEN, MS 38826-9646
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018001381
Date	Apr 11, 2018
Instrument	2018001381

Lender

Name	COMMUNITY MORTGAGE AND LOAN INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	18 Months
Due	Oct 2, 2019

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$217.00 (+2.36%)	$1,699 (+2.04%)	$11,323 (+2.04%) Land $7,550 Building $3,773
2023	$212.00	$1,665	$11,097 Land $7,550 Building $3,547

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 57% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK HILL WATER ASSN public/private · serves 4,739 people · EPA ID MS0580004
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Xfinity.

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