Osceola County property record for 977 Cherry St, Ocheyedan, IA 51354 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1956 |
| Square Footage | 1,306 sqft Living Area |
| Lot Size | 7,000 sqft (0.161 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $115,000 (2026) |
| Tax Bill | $744.00 (2025) |
| Primary APN | 310090405000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,306 sqft Living Area |
| 1st Floor | 1,045 sqft 1st Floor |
| Attic Area | 261 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 1,045 sqft Basement |
| Finished Basement | 120 sqft Finished |
| Unfinished Basement | 925 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Stone Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,000 sqft (0.161 acres) |
| Depth X Width | 140 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 392 sqft Garage |
| Deck Area | 229 sqft Deck |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 977 CHERRY ST |
|---|---|
| City | OCHEYEDAN |
| State | IA |
| Zip | 51354-7737 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLK 4 WARDRIPS FIRST ADD |
| Legal Subdivision | WARDRIPS FIRST |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | OSCEOLA IA |
| Minor Civil Division | OCHEYEDAN |
| Census Blockgroup | 4 |
| Census Block | 4117 |
| Census Tract | 460200 |
Source: Osceola County records · APN 310090405000
Assessment roll updated October 10, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1182 OLIVE AVE, SIBLEY, IA 51249-7509 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Nov 17, 2006 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MAGNUS FINANCIAL CORP |
| May 06, 2024 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Feb 19, 2026 | Warranty Deed, Transfer |
| Nov 25, 2020 | Intrafamily Transfer, Transfer |
| Nov 06, 2013 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage SAVINGS BANK |
| Jun 15, 2012 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage SAVINGS BANK |
| Jan 26, 2012 | Sheriff's Deed, Foreclosure |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on Record |
| Deed Sale | Feb 19, 2026 · Amount on Record |
| Prior Sale | Nov 06, 2013 · Amount on Record |
| Deed Doc Number | 2026183 |
| Deed Book / Page | 2026 / 183 |
| Prior Transfer Date | Nov 24, 2020 |
| Prior Transfer Doc | 02020/1522 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA IA |
| Property Address | 977 CHERRY ST, OCHEYEDAN, IA 51354-7737 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02020/1543 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 2020/1543 |
| Instrument | 20201543 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 72 Months |
| Due | Feb 01, 2026 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA IA |
| Property Address | 977 CHERRY ST, OCHEYEDAN, IA 51354-7737 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02020/1544 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 2020/1544 |
| Instrument | 20201544 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA IA |
| Property Address | 977 CHERRY ST, OCHEYEDAN, IA 51354-7737 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002006/614 |
|---|---|
| Date | Nov 17, 2006 |
| Book Page | 2006/614 |
| Instrument | 200601614 |
| Name | FIRST MAGNUS FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | TUCSON, AZ 85711 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA IA |
| Property Address | 977 CHERRY ST, OCHEYEDAN, IA 51354-7737 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 223, OCHEYEDAN, IA 51354-0223 |
| Document Number | 002024/433 |
|---|---|
| Date | May 06, 2024 |
| Book Page | 2024/433 |
| Instrument | 20240433 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | OCHEYEDAN, IA 51354 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA IA |
| Recording Date | Feb 19, 2026 |
| Property Address | 977 CHERRY ST, OCHEYEDAN, IA 51354-7737 |
| Document Number | 002026/183 |
| Book / Page | 2026 / 183 |
| Instrument Date | Feb 19, 2026 |
| Instrument | 20260183 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $183.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1182 OLIVE AVE, SIBLEY, IA 51249-7509 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA IA |
| Recording Date | Nov 25, 2020 |
| Property Address | 977 CHERRY ST, OCHEYEDAN, IA 51354-7737 |
| Document Number | 02020/1522 |
| Book / Page | 2020 / 1522 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 20201522 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 977 CHERRY ST, OCHEYEDAN, IA 51354-7737 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA IA |
| Recording Date | Nov 06, 2013 |
| Property Address | 977 CHERRY ST, OCHEYEDAN, IA 51354-7737 |
| Document Number | 02013/1323 |
| Book / Page | 2013 / 1323 |
| Instrument Date | Nov 01, 2013 |
| Instrument | 201301323 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $47.20 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 977 CHERRY ST, OCHEYEDAN, IA 51354-7737 |
| Document Number | 0201301324 |
|---|---|
| Date | Nov 06, 2013 |
| Instrument | 201301324 |
| Name | SAVINGS BANK |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA IA |
| Recording Date | Jun 15, 2012 |
| Property Address | 977 CHERRY ST, OCHEYEDAN, IA 51354-7737 |
| Document Number | 002012/782 |
| Book / Page | 2012 / 782 |
| Instrument Date | Jun 08, 2012 |
| Instrument | 201200782 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 118 PROPER ST, HARRIS, IA 51345 |
| Document Number | 0201200783 |
|---|---|
| Date | Jun 15, 2012 |
| Instrument | 201200783 |
| Name | SAVINGS BANK |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | OSCEOLA IA |
| Recording Date | Jan 26, 2012 |
| Property Address | 977 CHERRY ST, OCHEYEDAN, IA 51354-7737 |
| Document Number | 002012/159 |
| Book / Page | 2012 / 159 |
| Instrument Date | Jan 17, 2012 |
| Instrument | 201200159 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Investor | Possibly a Property Investor |
Source: Osceola County records · Assessment roll updated October 10, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Osceola County |
| Municipality | Ocheyedan City |
| Unified School District | Sibley-Ocheyedan Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $744.00 Homeowner's exemption | $64,080 (+5.48%) Land $4,410 Building $59,670 | $64,080 (+5.48%) Land $4,410 Building $59,670 |
| 2024 | $744.00 (+8.45%) | ||
| 2023 | $60,750 Land $4,410 Building $56,340 | $60,750 Land $4,410 Building $56,340 | |
| 2022 | $686.00 |
Source: FEMA National Flood Hazard Layer, Osceola County (19143C), updated November 4, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 3% of the US · above 24% of Iowa |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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