Orange County property record for 977 Cherokee Ave, Winter Park, FL 32789
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 3 ba · 2,072 sqft · built 1984 |
| Lot Size | 0.173 acres (7,524 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Dec 2021) |
| Tax Bill | $6,069 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-29-0000-00-071 |
| Primary APN | 01-22-29-0000-00-071 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,072 sqft Living Area |
| Gross Area | 2,096 sqft |
| 1st Floor Area | 2,072 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Duplex Single |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,524 sqft (0.173 acres) |
| Porch | Slab |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 977 CHEROKEE AVE |
|---|---|
| City | WINTER PARK |
| State | FL |
| Zip | 32789-2313 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-3 |
| Legal Description | BEG 516 FT W & 546 FT S OF NE COR OF SE1/4 OF NE1/4 S 114 FT W 66 FT N 114 FT E 66 FT TO POB SEC 01-22-29 REF OR 578/75 ESMT |
| Legal Range | 29E |
| Legal Township | 22S |
| Legal Section | 01 |
| Legal Subdivision | ACREAGE & UNREC |
| Legal Tract | 0000 |
| Legal Lot Number | 71 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 15901 |
977 Cherokee Ave, a duplex, is owned and occupied by two individuals who bought it in December 2021.
Source: Orange County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 977 CHEROKEE AVE, WINTER PARK, FL 32789-2313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2021 · Amount on File |
| Deed Sale | Dec 21, 2021 · Amount on File |
| Prior Sale | Apr 10, 2003 · Amount on File |
| Deed Document Number | 2021778522 |
| Prior Transfer Date | Sep 5, 1995 |
| Prior Transfer Doc | 4954002644 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 21, 2021 |
| Property Address | 977 CHEROKEE AVE, WINTER PARK, FL 32789-2313 |
| Document Number | 0000778522 |
| Instrument Date | Dec 14, 2021 |
| Instrument | 20210778522 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2022 |
| Title Company | EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,185.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 977 CHEROKEE AVE, WINTER PARK, FL 32789-2313 |
| Document Number | 0000778526 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 20210778526 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 977 Cherokee Ave was $6,069, up 13.3% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Park City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $446,687 (+6.42%) | $497,900 (+9.57%) Land $189,000 Building $308,900 | |
| 2025 | $6,069.00 (+13.29%) Homeowner's exemption | $419,748 | $454,420 Land $140,000 Building $314,420 |
| 2024 | $5,357.00 (+4%) | ||
| 2023 | $5,151.00 (+6.45%) Homeowner's exemption | $363,324 (+3%) | $393,093 (+11.44%) Land $140,000 Building $253,093 |
| 2022 | $4,839.00 Homeowner's exemption | $352,742 Land $140,000 Building $212,742 | $352,742 Land $140,000 Building $212,742 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 977 Cherokee Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 977 Cherokee Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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