Mathews County property record for 977 Chapel Neck Rd, North, VA 23128
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 900 sqft · built 1914 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $779 (2023) |
| Deeds & Mortgages | Jan 2018 Mortgage Apr 2017 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 18-A-39 |
| Primary APN | 18-A-39 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Heating System | Wood Furnace |
|---|
| Street Address | 977 CHAPEL NECK RD |
|---|---|
| City | NORTH |
| State | VA |
| Zip | 23128-2007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AC 5.000 DB 0000/ |
| Legal Lot Number | 39 |
| Jurisdiction | MATHEWS VA |
| Township / Civil Division | WESTVILLE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 951401 |
Source: Mathews County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 977 CHAPEL NECK RD, NORTH, VA 23128-2007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2018 | Deed of Trust, Mortgage · FHA Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Apr 25, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MATHEWS VA |
| Property Address | 977 CHAPEL NECK RD, NORTH, VA 23128-2007 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 180000001 |
|---|---|
| Date | Jan 3, 2018 |
| Instrument | 180000001 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | MARYVILLE, TN 37804 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MATHEWS VA |
| Recording Date | Apr 25, 2017 |
| Property Address | 977 CHAPEL NECK RD, NORTH, VA 23128-2007 |
| Document Number | 170000505 |
| Instrument Date | Oct 15, 2016 |
| Instrument | 170000505 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 142 CHAPEL NECK RD, NORTH, VA 23128-2069 |
Source: Mathews County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Mathews County |
| Unified School District | Mathews County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,200 (-) Land $46,000 Building $93,200 | ||
| 2023 | $779.00 | $139,200 Land $46,000 Building $93,200 | $139,200 Land $46,000 Building $93,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 29, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 184 policies |
| Nearby Flood Policies | 184 in force |
| Nearby Flood Claims | 11 (2003–2019) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Oct 2019 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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