Stanislaus County property record for 977 Cambridge Ave, Ceres, CA 95307 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,524 sqft Living Area |
| Lot Size | 5,663 sqft (0.13 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $255,000 (2016) |
| Tax Bill | $3,539.00 (2025) |
Source: Stanislaus County records · APN 086-030-005-000
Assessment roll updated October 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 977 CAMBRIDGE AVE, CERES, CA 95307-7354 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 09, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage TITLE CONNECTION, TITLE CONNECT |
| Jun 02, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SUMMIT FUNDING INC |
| Aug 19, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage RUTH RUHL PC |
| Jul 16, 2020 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage SUMMIT FNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 28, 2016 · Amount on Record |
| Deed Sale | Dec 28, 2016 · Amount on Record |
| Prior Sale | Dec 31, 2009 · Amount on Record |
| Deed Doc Number | 2016103747 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Apr 09, 2026 |
| Property Address | 977 CAMBRIDGE AVE, CERES, CA 95307-7354 |
| Document Number | 0000019000 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 202619000 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE CONNECTION, TITLE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 977 CAMBRIDGE AVE, CERES, CA 95307-7354 |
| Document Number | 0000019000, |
|---|---|
| Date | Apr 09, 2026 |
| Instrument | 202619000 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 326 Months |
| Due | Jun 01, 2053 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 977 CAMBRIDGE AVE, CERES, CA 95307-7354 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 977 CAMBRIDGE AVE, CERES, CA 95307-7354 |
| Document Number | 0000024542 |
|---|---|
| Date | Jun 02, 2023 |
| Instrument | 2023-0024542 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95825 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 977 CAMBRIDGE AVE, CERES, CA 95307-7354 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000061599 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 2020-0061599 |
| Name | RUTH RUHL PC |
|---|---|
| Type | Non-Lending Institution |
| Address | DALLAS, TX 75251 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 977 CAMBRIDGE AVE, CERES, CA 95307-7354 |
| Document Number | 0000061598 |
| Instrument Date | Jul 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 07, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 977 CAMBRIDGE AVE CERES CA 953077354, CERES, CA 95307-7354 |
| Document Number | 0000061598 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 61598 |
| Name | SUMMIT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 18, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Stanislaus County records · Assessment roll updated October 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Ceres City |
| Unified School District | Ceres Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,539.00 (+8.99%) Homeowner's exemption | $295,944 (+4.04%) Land $110,252 Building $185,692 |
| 2023 | $3,247.00 (+0.25%) Homeowner's exemption | $284,454 Land $105,972 Building $178,482 |
| 2022 | $3,239.00 |
Source: FEMA National Flood Hazard Layer, Stanislaus County (06099C), updated October 23, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 086-030-005-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,524 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Wood Construction |
| Lot Area | 5,663 sqft (0.13 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 977 CAMBRIDGE AVE |
|---|---|
| City | CERES |
| State | CA |
| Zip | 95307-7354 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CAMBRIDGE ESTATES (40M10) |
| Legal Subdivision | CAMBRIDGE ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | STANISLAUS CA |
| Minor Civil Division | MODESTO |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 2505 |
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