Essex County and Bloomfield Township property record for 977 Broad St, Bloomfield, NJ 07003
| Property Type | Commercial |
|---|---|
| Details | 2,090 sqft · built 1955 |
| Lot Size | 0.151 acres (6,591 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $16,109 (2025) |
| Deeds & Mortgages | Apr 2019 Refinance Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00970-0000-00074 |
| Primary APN | 02-00970-0000-00074 |
|---|---|
| Alternative APN |
|
| Units | 2 Units |
|---|---|
| Building Area | 2,090 sqft Total Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 6,591 sqft (0.151 acres) |
| Lot Dimensions | 103 ft deep x 64 ft wide |
| Old Parcel Number | 020097000074 |
|---|---|
| Street Address | 977 BROAD ST |
| City | BLOOMFIELD |
| State | NJ |
| Zip | 07003-2821 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | R-1A |
| Legal Description | 64 X 103 |
| Legal Subdivision | SUBDIVISION DALEBROOK VILLAGE |
| Legal Block | 970 |
| Legal Lot Number | 74 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 15000 |
Source: Essex County and Bloomfield Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 977 BROAD ST, BLOOMFIELD, NJ 07003-2821 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance VALLEY NATIONAL BANK |
| Oct 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 5, 2002 |
| Deed Sale | Aug 5, 2002 |
| Prior Sale | May 12, 1993 · Amount on Record |
| Deed Book / Page | 5906 / 6 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 977 BROAD ST, BLOOMFIELD, NJ 07003-2821 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000030054 |
|---|---|
| Date | Apr 2, 2019 |
| Instrument | 2019030054 |
| Name | VALLEY NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 977 BROAD ST, BLOOMFIELD, NJ 07003-2821 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Title Company | OMEGA SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0000122817 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 2021122817 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Bloomfield Township |
| Unified School District | Bloomfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $461,700 (-) Land $189,800 Building $271,900 | $461,700 (-) Land $189,800 Building $271,900 | |
| 2025 | $16,109.00 (+2.87%) | $461,700 (-) Land $189,800 Building $271,900 | $461,700 (-) Land $189,800 Building $271,900 |
| 2024 | $15,660.00 (+5.93%) | ||
| 2023 | $461,700 Land $189,800 Building $271,900 | $461,700 Land $189,800 Building $271,900 | |
| 2022 | $14,783.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 15 units insured incl. 9 condo units |
| Nearby Flood Claims | 7 (1985–2021) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001 |
|---|---|
| Water Source | Purchased surface water from NEWARK WATER DEPARTMENT |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2022 Lead service line replacement Jan 2022 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 834 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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