9768 E 1900th Ave, Shumway, IL 62461 Property Records

Effingham County property record for 9768 E 1900th Ave, Shumway, IL 62461

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,180 sqft · built 1996
Lot Size	7.37 acres (321,037 sqft)
Owner	Individual Name on File
Last Sale	$192,000 (Aug 2012)
Tax Bill	$3,808 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-08-027-017`

Property Details

APN / Parcel Number

Primary APN	`01-08-027-017`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,180 sqft Base Area
1st Floor Area	1,180 sqft
Basement Area	1,180 sqft
Unfinished Basement	1,180 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Lot Area	321,037 sqft (7.37 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9768 E 1900TH AVE
City	SHUMWAY
State	IL
Zip	62461-2212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 535FT OF W 600FT SE SE 2855/156 2372/239 1184/147
Jurisdiction	EFFINGHAM IL
Township / Civil Division	BANNER
Census Block Group	1
Census Block	1048
Census Tract	950200

Owner

9768 E 1900th Ave is owned and occupied by an individual who acquired it in April 2026.

Source: Effingham County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	9768 E 1900TH AVE, SHUMWAY, IL 62461-2212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit WASHINGTON SAVINGS BANK
Apr 28, 2026	Quit Claim Deed, Transfer · Conventional Mortgage WASHINGTON SAVINGS BANK FSB
Apr 28, 2026	Quit Claim Deed, Transfer · Conventional Mortgage SAVINGS BANK
Aug 8, 2012	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2012 · Amount on File
Deed Sale	Aug 8, 2012 · Amount on File
Prior Sale	Dec 26, 2007 · Amount on File
Deed Document Number	20121204017
Deed Book / Page	2855 / 156
Last Transfer Date	Apr 17, 2026
Transfer Doc	0000001534
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	9768 E 1900TH AVE, SHUMWAY, IL 62461-2212
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9768 E 1900TH AVE, SHUMWAY, IL 62461-2212

Mortgage

Document Number	003779/122
Date	Apr 27, 2022
Book Page	3779/122
Instrument	202222001744

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	May 15, 2037

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Change Frequency	Monthly

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Apr 28, 2026
Property Address	9768 E 1900TH AVE, SHUMWAY, IL 62461-2212
Document Number	0000001534
Instrument Date	Apr 17, 2026
Instrument	2026.1534
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9768 E 1900TH AVE, SHUMWAY, IL 62461-2212

Mortgage

Document Number	0000001536,
Date	Apr 28, 2026
Instrument	2026..1536

Lender

Name	WASHINGTON SAVINGS BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Apr 28, 2026
Property Address	9768 E 1900TH AVE, SHUMWAY, IL 62461-2212
Document Number	0000001534
Instrument Date	Apr 17, 2026
Instrument	20261534
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9768 E 1900TH AVE, SHUMWAY, IL 62461-2212

Mortgage

Document Number	0000001536,
Date	Apr 28, 2026
Instrument	20261536

Lender

Name	SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

August 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 8, 2012
Property Address	9768 E 1900TH AVE, SHUMWAY, IL 62461-2212
Document Number	2855/156
Book / Page	2855 / 156
Instrument Date	Aug 7, 2012
Instrument	201201204017
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9768 E 1900TH AVE, SHUMWAY, IL 62461-2212

Mortgage

Document Number	002855/158
Date	Aug 8, 2012
Book Page	2855/158
Instrument	201201204018

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2042

Interest

Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 9768 E 1900th Ave was $3,808 with a homeowner's exemption.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Banner Township
Unified School District	Beecher City Community Unit School District 20 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,808.00 Homeowner's exemption	$76,010 (+1%) Land $12,300 Building $63,710	$228,030 (+1%) Land $36,900 Building $191,130
2024		$69,100 Land $11,180 Building $57,920	$207,300 Land $33,540 Building $173,760
2022	$2,409.00 Homeowner's exemption	$48,800 Land $9,200 Building $39,600	$146,400 Land $27,600 Building $118,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9768 E 1900th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9768 E 1900th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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