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9766 S Prospect Ave, Chicago, IL 60643 Property Records

Cook County property record for 9766 S Prospect Ave, Chicago, IL 60643

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,840 sqft · built 1912
Lot Size0.225 acres (9,800 sqft)
Owner2 Individual Names on Record
Tax Bill$3,391 (2023)
Deeds & MortgagesAug 2023 Transfer
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-07-218-046

Property Details

APN / Parcel Number

Primary APN25-07-218-046
Alternative APN
  • 25-07-218-046-0000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,840 sqft Living Area

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1914
Architectural StyleRanch
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area9,800 sqft (0.225 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Street Address9766 S PROSPECT AVE
CityCHICAGO
StateIL
Zip60643-1224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1
Legal Description(HILLIARD) & (DOBBINS)(FIRST) ADD TO WASHINGTON HEIGH TS SUB OF EH OF NE 1/4 OF SEC 7 & NW 1/4 OF SEC 6 EH NE SEC 07-37-14
Legal Range14E
Legal Township37N
Legal Section07
Legal SubdivisionHILLIARD & DOBBINS FIRST
Legal Block6
Legal Lot Number20
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group1
Census Block1007
Census Tract720200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedRidge Historic District
listed 1976 · NRIS 76000703

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9766 S PROSPECT AVE, CHICAGO, IL 60643-1224
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2023Transfer on Death Deed, Transfer
Apr 19, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Mar 17, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 30, 2024
Transfer Doc0000020192
Record UpdatedSep 20, 2026

August 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionCOOK IL
Recording DateAug 29, 2023
Property Address9766 S PROSPECT AVE, CHICAGO, IL 60643-1224
Document Number0024129243
Instrument DateAug 24, 2023
Instrument2324129243
Transaction TypeTransfer
Record UpdatedSep 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address9766 S PROSPECT AVE, CALUMET PARK, IL 60643-1224

Transferred To (Grantee/Buyer)

NameVerified Name

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address9766 S PROSPECT AVE, CHICAGO, IL 60643-1224
Transaction TypeMortgage
Record UpdatedApr 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010906296
DateApr 19, 2021
Instrument2110906296
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term314 Months
DueJun 1, 2047
Interest
Rate2.25%

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address9766 S PROSPECT AVE, CHICAGO, IL 60643-1224
Document Number2009307008
Instrument DateMar 17, 2020
Transaction TypeMortgage
Record UpdatedApr 14, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9766 S PROSPECT AVE CHICAGO IL 606431224, CHICAGO, IL 60643-1224

Mortgage

Document Number2009307008
DateApr 2, 2020
Instrument9307008
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term300 Months
DueApr 1, 2045

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$28,000 (+27.27%) Land $12,250 Building $15,750$280,000 (+27.27%) Land $122,500 Building $157,500
2023$3,391.00 (+3.76%)
2022$3,268.00 Homeowner's exemption Senior Citizen's exemption$22,000 (-) Land $9,800 Building $12,200$220,000 (-) Land $98,000 Building $122,000
2021Homeowner's exemption Senior Citizen's exemption$22,000 Land $9,800 Building $12,200$220,000 Land $98,000 Building $122,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable		1,500 / 50
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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