9765 Ave Ricardo, Spring Valley, CA 91977 Property Records

San Diego County property record for 9765 Ave Ricardo, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,644 sqft · built 1992
Lot Size	0.186 acres (8,109 sqft)
Owner	2 Individual Names on File
Last Sale	$790,000 (May 2022)
Tax Bill	$10,549 (2025)
Deeds & Mortgages	Aug 2022 Transfer May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`579-101-09-00`

Property Details

APN / Parcel Number

Primary APN	`579-101-09-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,644 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	8,109 sqft (0.186 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	9765 AVENIDA RICARDO
City	SPRING VALLEY
State	CA
Zip	91977-5265
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 10 TR 012713
Legal Subdivision	SAN DIEGO 4623
Legal Tract	012713
Legal Block	1
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	13909

Owner

9765 Ave Ricardo is owned and occupied by two individuals who acquired it in August 2022.

Source: San Diego County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	9765 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5265
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Intrafamily Transfer, Transfer
May 27, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2022 · Amount on File
Deed Sale	May 27, 2022 · Amount on File
Prior Sale	Jan 31, 2000 · Amount on File
Deed Document Number	2022227663
Last Transfer Date	Aug 12, 2022
Transfer Doc	0000327168
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 12, 2022
Property Address	9765 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5265
Document Number	0000327168
Map Reference	MAP 12687
Instrument Date	Aug 12, 2022
Instrument	2022-0327168
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	9765 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5265

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 27, 2022
Property Address	9765 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5265
Document Number	0000227663
Map Reference	MAP 12687
Instrument Date	Apr 25, 2022
Instrument	2022-0227663
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9765 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5265

Mortgage

Document Number	0000227664
Date	May 27, 2022
Instrument	2022-0227664

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 26, 2021
Property Address	9765 AVENIDA RICARDO, SPRING VALLEY, CA 91977-5265
Document Number	0000397777
Map Reference	MAP 12713
Instrument Date	May 20, 2021
Instrument	2021-0397777
Transaction Type	Transfer
Record Updated	Jun 4, 2021
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17996 ALMOND RD, CASTRO VALLEY, CA 94546-1323

Mortgage

Document Number	0000397778
Date	May 26, 2021
Instrument	2021-0397778

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 9765 Ave Ricardo was $10,549.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$846,737 (+2%) Land $535,910 Building $310,827
2025	$10,549.00	$830,135 Land $525,402 Building $304,733
2023	$9,901.00 (+131.55%)	$797,900 Land $505,000 Building $292,900
2022	$4,276.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9765 Ave Ricardo in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9765 Ave Ricardo is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: GeoLinks, Verizon.

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