97632 Franklin Rdg, Chapel Hill, NC 27517 Property Records

Chatham County property record for 97632 Franklin Rdg, Chapel Hill, NC 27517

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,737 sqft · built 2021
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (May 2018)
Tax Bill	$7,204 (2025)
Deeds & Mortgages	May 2023 Line of Credit Mar 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0068183`

Property Details

APN / Parcel Number

Primary APN	`0068183`
Alternative APN	`1254707`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	3,737 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	39,204 sqft (0.9 acres)

Location & Zoning

Street Address	97632 FRANKLIN RDG
City	CHAPEL HILL
State	NC
Zip	27517-8357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 587A AC 0.9 BK 92 PG 439
Legal Subdivision	GOVERNORS CLUB
Legal Lot Number	587A
Jurisdiction	CHATHAM NC
Township / Civil Division	WILLIAMS
Census Block Group	2
Census Block	2004
Census Tract	20103

Owner

97632 Franklin Rdg is owned and occupied by two individuals who bought it in May 2018.

Source: Chatham County records, as of October 24, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	97632 FRANKLIN RDG, CHAPEL HILL, NC 27517-8357
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 1, 2019	Correction Deed, Transfer ATTORNEY ONLY
May 22, 2018	Warranty Deed, Transfer ATTORNEY ONLY
May 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2018 · Amount on File
Deed Sale	May 22, 2018 · Amount on File
Prior Sale	May 11, 2017
Deed Document Number	0000198843
Deed Book / Page	01988 / 0043
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM NC
Property Address	97632 FRANKLIN RDG, CHAPEL HILL, NC 27517-8357
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97632 FRANKLIN RDG, CHAPEL HILL, NC 27517-8357

Mortgage

Document Number	002363/790
Date	May 24, 2023
Book Page	2363/790
Instrument	4496

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	May 20, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	CHATHAM NC
Recording Date	Mar 1, 2019
Property Address	97632 FRANKLIN RDG, CHAPEL HILL, NC 27517-8357
Document Number	0000001985
Book / Page	002032 / 000893
Instrument Date	May 18, 2018
Instrument	1985
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97632 FRANKLIN RDG CHAPEL HILL NC 27517, CHAPEL HILL, NC 27517

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM NC
Recording Date	May 22, 2018
Property Address	97632 FRANKLIN RDG, CHAPEL HILL, NC 27517-8357
Document Number	0000005016
Book / Page	001988 / 000043
Instrument Date	May 18, 2018
Instrument	5016
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97632 FRANKLIN RDG CHAPEL HILL NC 27517, CHAPEL HILL, NC 27517

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM NC
Recording Date	May 11, 2017
Property Address	97632 FRANKLIN RDG, CHAPEL HILL, NC 27517-8357
Document Number	0000005055
Book / Page	001921 / 001037
Instrument Date	Mar 31, 2017
Instrument	5055
Transaction Type	Transfer
Record Updated	May 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	40008 WORTH CHAPEL HILL NC 275178390, CHAPEL HILL, NC 27517-8390

Tax Assessment & Valuation

The 2025 property tax bill for 97632 Franklin Rdg was $7,204, up 27.7% from the year before.

Source: Chatham County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Chatham County
Unified School District	Chatham County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,204.00 (+27.73%)	$1,003,954 (+55.61%) Land $299,250 Building $704,704	$1,003,954 (+55.61%) Land $299,250 Building $704,704
2024	$5,640.00 (+55.46%)	$645,183 (+50.21%) Land $187,031 Building $458,152	$645,183 (+50.21%) Land $187,031 Building $458,152
2023	$3,628.00	$429,511 Land $187,031 Building $242,480	$429,511 Land $187,031 Building $242,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97632 Franklin Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97632 Franklin Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM CO-NORTH serves 23,088 people · EPA ID NC0319126
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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