97621 Chester River Rd, Yulee, FL 32097 Property Records

Nassau County property record for 97621 Chester River Rd, Yulee, FL 32097

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,980 sqft · built 2021
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,356 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2023 Second Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`42-3N-28-0000-0010-0000`

Property Details

APN / Parcel Number

Primary APN	`42-3N-28-0000-0010-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,980 sqft Heated Area
Gross Area	2,100 sqft
1st Floor Area	966 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Architectural Style	Modular
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	55,757 sqft (1.28 acres)
Porch	Open Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	97621 CHESTER RIVER RD
City	YULEE
State	FL
Zip	32097-4979
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	RSF-1
Legal Description	PT SEC 42-3N-28E IN OR 2756/416 BEING PARCEL B
Legal Range	28E
Legal Township	03N
Legal Section	42
Legal Subdivision	FIDDLERS WALK
Legal Lot Number	11
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	3
Census Block	3001
Census Tract	50306

Owner

97621 Chester River Rd, a residential property, is owned and occupied by two individuals who acquired it in December 2024.

Source: Nassau County records, as of January 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	97621 CHESTER RIVER RD, YULEE, FL 32097-4979
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 9, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Feb 20, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 10, 2021	Warranty Deed, Transfer · Conventional Mortgage 21ST MORTGAGE CORP
Jun 13, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2024
Deed Sale	Dec 16, 2024
Prior Sale	Feb 10, 2021 · Amount on File
Deed Document Number	0002756416
Deed Book / Page	2694 / 1908
Prior Transfer Date	Feb 20, 2024
Prior Transfer Doc	202445004472
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97621 CHESTER RIVER RD, YULEE, FL 32097-4979
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025111093
Date	Nov 5, 2021
Book Page	2511/1093
Instrument	202145041323

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97621 CHESTER RIVER RD, YULEE, FL 32097-4979
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97621 CHERRY RIVER RD, YULEE, FL 32097

Mortgage

Document Number	0026461984
Date	Jun 9, 2023
Book Page	2646/1984
Instrument	202345017613

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2043

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Feb 20, 2024
Property Address	97621 CHESTER RIVER RD, YULEE, FL 32097-4979
Document Number	0026941908
Book / Page	2694 / 1908
Instrument Date	Feb 16, 2024
Instrument	202445004472
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Amount	Amount on Record
Tax	$3,850.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	72 KENTWOOD DR, DOVER, DE 19901-8714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97621 CHESTER RIVER RD, YULEE, FL 32097-4979

Mortgage

Document Number	202445004473
Date	Feb 20, 2024
Instrument	202445004473

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	0026941910
Date	Feb 20, 2024
Book Page	2694/1910
Instrument	202445004473

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Feb 10, 2021
Property Address	97621 CHESTER RIVER RD, YULEE, FL 32097-4979
Document Number	0024321671
Book / Page	2432 / 1671
Map Reference	MB 240 PG 498
Instrument Date	Feb 8, 2021
Instrument	202145004662
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	ADVANTAGEONE TITLE, ADVANTAGE TITLE

Transaction

Amount	Amount on Record
Tax	$1,141.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85047 SAG HARBOR CT, FERNANDINA BEACH, FL 32034-8174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97621 CHESTER RIVER RD, YULEE, FL 32097-4979

Mortgage

Document Number	0024321673
Date	Feb 10, 2021
Instrument	2432/1673

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	276 Months
Due	Feb 15, 2044

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 13, 2017
Property Address	97621 CHESTER RIVER RD, YULEE, FL 32097-4979
Document Number	0021260180
Book / Page	002126 / 000180
Instrument Date	Jun 8, 2017
Instrument	17422
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$728.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	85047 SAG HARBOR CT FERNANDINA BEACH FL 320348174, FERNANDINA BEACH, FL 32034-8174

Tax Assessment & Valuation

The 2025 property tax bill for 97621 Chester River Rd was $4,356 with a homeowner's exemption, down 13.3% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,356.00 (-13.35%) Homeowner's exemption	$324,096 (-10.37%) Land $108,800 Building $215,296	$324,096 (-25.38%) Land $108,800 Building $215,296
2024	$5,027.00 (+1.23%) Homeowner's exemption	$361,583 (+3%)	$434,309 (+2.32%) Land $240,000 Building $194,309
2023	$4,966.00 (+10.04%) Homeowner's exemption	$351,051 (+3%)	$424,475 (+24.54%) Land $240,000 Building $184,475
2022	$4,513.00 Homeowner's exemption	$340,826 Land $180,000 Building $160,826	$340,826 Land $180,000 Building $160,826

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97621 Chester River Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97621 Chester River Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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