Geauga County property record for 9760 Old State Rd, Chardon, OH 44024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,120 sqft · built 1955 |
| Lot Size | 3.03 acres (131,987 sqft) |
| Owner | Individual Name on File |
| Last Sale | $107,000 (Oct 2022) |
| Tax Bill | $1,852 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Sep 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-015100 |
| Primary APN | 15-015100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 131,987 sqft (3.03 acres) |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 105 sqft |
| Patio Area | 569 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 001769-7 |
|---|---|
| Street Address | 9760 OLD STATE RD |
| City | CHARDON |
| State | OH |
| Zip | 44024-9242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | LOT 18 BOND TR |
| Legal Subdivision | BOND TR |
| Legal Lot Number | 18 |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | HAMBDEN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 312203 |
9760 Old State Rd is owned and occupied by an individual who acquired it in February 2023.
Source: Geauga County records, as of July 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9760 OLD STATE RD, CHARDON, OH 44024-9242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Line of Credit RELIANCE FIRST CAPITAL |
| Sep 12, 2025 | Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC |
| Jun 1, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Feb 10, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Oct 14, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2022 · Amount on File |
| Deed Sale | Oct 14, 2022 · Amount on File |
| Prior Sale | Jan 1, 1990 |
| Deed Document Number | 20221005945 |
| Deed Book / Page | 2160 / 1465 |
| Last Transfer Date | Feb 10, 2023 |
| Transfer Doc | 0021651030 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Jul 20, 2026 |
| Property Address | 9760 OLD STATE RD, CHARDON, OH 44024-9242 |
| Document Number | 0001049418 |
| Book / Page | 2225 / 1123 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 20261049418 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | BROKERS SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 9760 OLD STATE RD, CHARDON, OH 44024-9242 |
| Document Number | 0001049418, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 2225/1123 |
| Instrument | 20261049418 |
| Name | RELIANCE FIRST CAPITAL |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 9760 OLD STATE RD, CHARDON, OH 44024-9242 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2025 |
| Title Company | BROKERS SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0022080488 |
|---|---|
| Date | Sep 12, 2025 |
| Book Page | 2208/488 |
| Instrument | 202501038600 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 9760 OLD STATE RD, CHARDON, OH 44024-9242 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9760 OLD STATE RD, CHARDON, OH 44024-9242 |
| Document Number | 0021700265 |
|---|---|
| Date | Jun 1, 2023 |
| Book Page | 2170/265 |
| Instrument | 202301012683 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 15, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Feb 10, 2023 |
| Property Address | 9760 OLD STATE RD, CHARDON, OH 44024-9242 |
| Document Number | 0021651030 |
| Book / Page | 2165 / 1030 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 202301009368 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9760 OLD STATE RD, CHARDON, OH 44024-9242 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GEAUGA OH |
| Recording Date | Oct 14, 2022 |
| Property Address | 9760 OLD STATE RD, CHARDON, OH 44024-9242 |
| Document Number | 0021601465 |
| Book / Page | 2160 / 1465 |
| Instrument Date | Oct 12, 2022 |
| Instrument | 202201005945 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9760 OLD STATE RD, CHARDON, OH 44024-9242 |
The 2025 property tax bill for 9760 Old State Rd was $1,852 with a homeowner's exemption, down 0.5% from the year before.
Source: Geauga County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| County Subdivision | Hambden Township |
| Unified School District | Chardon Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,852.00 (-0.54%) | $38,820 (-) Land $19,780 Building $19,040 | |
| 2024 | $1,862.00 (-0.05%) Homeowner's exemption | $38,820 (-) Land $19,780 Building $19,040 | |
| 2023 | $1,863.00 Homeowner's exemption | $38,820 (-10.92%) Land $19,780 Building $19,040 | $110,900 Land $56,500 Building $54,400 |
| 2022 | $43,580 Land $16,310 Building $27,270 | ||
| 2021 | $1,988.00 | ||
| 2020 | $124,500 Land $46,600 Building $77,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 9760 Old State Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9760 Old State Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Zito Media Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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