976 Whitestone Rd, Xenia, OH 45385 Property Records

Greene County property record for 976 Whitestone Rd, Xenia, OH 45385

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,454 sqft · built 1955
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Feb 2024)
Tax Bill$3,289 (2025)
Deeds & MortgagesFeb 2024 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APNM36-0002-0026.3-0072.00

Property Details

APN / Parcel Number

Primary APNM36-0002-0026.3-0072.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,454 sqft Living Area
1st Floor Area1,454 sqft
Basement Area1,054 sqft
Unfinished Basement1,054 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Lot Area15,000 sqft (0.344 acres)
Lot Width100 ft Width

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address976 WHITESTONE RD
CityXENIA
StateOH
Zip45385-1526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAMLIN HEIGHTS 3 ALL LOT 72 976 WHITESTONE RD
Legal SubdivisionAMLIN HEIGHTS
Legal Lot Number72
JurisdictionGREENE OH
Township / Civil DivisionXENIA
Census Block Group4
Census Block4006
Census Tract240500

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address976 WHITESTONE RD, XENIA, OH 45385-1526
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2024 · Amount on File
Deed SaleFeb 28, 2024 · Amount on File
Prior SaleMay 31, 2001 · Amount on File
Deed Document Number20242383
Prior Transfer DateApr 10, 2023
Prior Transfer Doc0000005255
Record UpdatedOct 29, 2026

February 2024: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionGREENE OH
Recording DateFeb 28, 2024
Property Address976 WHITESTONE RD, XENIA, OH 45385-1526
Document Number0000002383
Map ReferenceCAB 31 PG 99
Instrument DateFeb 13, 2024
Instrument2024002383
Transaction TypeTransfer
Record UpdatedApr 12, 2024

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address976 WHITESTONE RD, XENIA, OH 45385-1526

Mortgage

Document Number0000002384
DateFeb 28, 2024
Instrument2024002384
Lender
NameTHE OLD FORT BANKING COMPANY
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueMar 1, 2054
Interest
Rate TypeAdjustable Rate
Rate5.62%
AdjustableAdjustable Rate Rider
Change FrequencyAnnually
Min Rate At Change3.62%
Max Rate At Change7.62%
Index1-Year CMT
Max Rate11.6%

Mortgage

Document Number0000002384
DateFeb 28, 2024
Instrument2024002384
Lender
NameTHE OLD FORT BANKING COMPANY
TypeBank
Address33 E MARKET ST, TIFFIN, OH 44883
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueMar 1, 2054
Interest
Rate TypeAdjustable Rate
Rate5.62%
AdjustableAdjustable Rate Rider
Type Change DateMay 1, 2029
Change FrequencyAnnually
Min Rate At Change3.62%
Max Rate At Change7.62%
Index1-Year CMT
Max Rate11.6%

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyGreene County
County SubdivisionXenia Township
Unified School DistrictXenia Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,289.00 (+13.34%)$71,000 (-) Land $13,860 Building $57,140
2024$2,902.00 (-1.53%)$71,000 (-) Land $13,860 Building $57,140
2023$2,947.00 (+25.24%)$71,000 (+33.46%) Land $13,860 Building $57,140$202,850 (+33.45%) Land $39,600 Building $163,250
2022$2,353.00$53,200 Land $11,550 Building $41,650
2020$152,010 Land $33,000 Building $119,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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