976 Westphal Ave, Columbus, OH 43227 Property Records

Franklin County property record for 976 Westphal Ave, Columbus, OH 43227

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,166 sqft · built 1950
Lot Size	0.156 acres (6,823 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Jan 2019)
Tax Bill	$2,336 (2024)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-004501`

Property Details

APN / Parcel Number

Primary APN	`090-004501`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,166 sqft Living Area
1st Floor Area	1,167 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	6,823 sqft (0.156 acres)
Lot Dimensions	136 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	976 WESTPHAL AVE
City	COLUMBUS
State	OH
Zip	43227-1267
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	976 WESTPHAL AVE BERNHARDS 2ND LOT 263
Legal Subdivision	BERNHARDS 2ND ADD
Legal Lot Number	263
Jurisdiction	FRANKLIN OH
Township / Civil Division	WHITEHALL
Census Block Group	3
Census Block	3002
Census Tract	9250

Owner

976 Westphal Ave is owned and occupied by an individual who bought it in January 2019.

Source: Franklin County records, as of February 2, 2026

Owner of Record	Individual Name on File
Mailing Address	976 WESTPHAL AVE, COLUMBUS, OH 43227-1267
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 25, 2019	Warranty Deed, Transfer · Conventional Mortgage NTFN INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2019 · Amount on File
Deed Sale	Jan 25, 2019 · Amount on File
Prior Sale	Jul 27, 1998
Deed Document Number	1489
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	976 WESTPHAL AVE, COLUMBUS, OH 43227-1267
Transaction Type	Mortgage
Record Updated	Apr 18, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053385
Date	Apr 6, 2022
Instrument	202204060053385

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2037

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	Jan 25, 2019
Property Address	976 WESTPHAL AVE, COLUMBUS, OH 43227-1267
Document Number	0000010041
Map Reference	MB 18 PG 5
Instrument Date	Jan 3, 2019
Instrument	201901250010041
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 STATE HIGHWAY 121 BYPASS #100 # 100, 100, NINNEKAH, OK 73067

Mortgage

Document Number	0000010042
Date	Jan 25, 2019
Instrument	201901250010042

Lender

Name	NTFN INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Mortgage

Document Number	0000010043
Date	Jan 25, 2019
Instrument	201901250010043

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency
Address	COLUMBUS, OH 43227

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Whitehall City
Unified School District	Whitehall City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,336.00 (-15.24%) Homeowner's exemption Senior Citizen's exemption	$63,500 (-) Land $14,040 Building $49,460
2023	$2,756.00 (+55.62%) Homeowner's exemption	$63,500 (+104.71%) Land $14,040 Building $49,460	$181,400 Land $40,100 Building $141,300
2022	$1,771.00 Homeowner's exemption	$31,020 Land $5,640 Building $25,380
2020			$88,600 Land $16,100 Building $72,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 976 Westphal Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 976 Westphal Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Breezeline Cable	1,000 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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