976 Wagon Trl, Prescott, AZ 86305 Property Records

Yavapai County property record for 976 Wagon Trl, Prescott, AZ 86305

Property Summary

Property TypeSingle Family Home
Details1,276 sqft · built 1978
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$218,900 (Jan 2019)
Tax Bill$1,299 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN115-08-105

Property Details

APN / Parcel Number

Primary APN115-08-105
Alternative APNs
  • 1150810506
  • 115081056

Interior

Stories1 Story
Building Area1,276 sqft Living Area
Gross Area1,528 sqft
1st Floor Area1,276 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area252 sqft
Parking Spaces1 Parking Space
Deck AreaDeck Area
Patio Area16 sqft

Location & Zoning

Account Number115081056
Street Address976 WAGON TRL
CityPRESCOTT
StateAZ
Zip86305-1651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIDLE WHEELS LOT 24 CONT .23AC
Legal Range02W
Legal Township14
Legal Section29
Legal SubdivisionIDLE WHEELS
Legal Lot Number24
JurisdictionYAVAPAI AZ
Township / Civil DivisionPRESCOTT
Census Block Group1
Census Block1000
Census Tract1003

Owner

976 Wagon Trl is owned and occupied by an individual who bought it in January 2019.

Source: Yavapai County records, as of April 29, 2026

Owner of RecordIndividual Name on File
Mailing Address976 WAGON TRL, PRESCOTT, AZ 86305-1651
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2021Deed of Trust, Mortgage · VA Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Jun 25, 2020Deed of Trust, Mortgage · VA Mortgage
FINANCE OF AMERICA MTG
Jan 30, 2019Warranty Deed, Transfer · VA Mortgage
FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2019 · Amount on File
Deed SaleJan 30, 2019 · Amount on File
Prior SaleJun 29, 2010 · Amount on File
Deed Document Number20194530
Prior Transfer DateNov 21, 2018
Prior Transfer Doc20180062321
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYAVAPAI AZ
Property Address976 WAGON TRL, PRESCOTT, AZ 86305-1651
Transaction TypeMortgage
Record UpdatedSep 28, 2021
Title CompanyYAVAPAI TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address976 WAGON TRL, PRESCOTT, AZ 86305-1651

Mortgage

Document Number20210063869
DateSep 7, 2021
Instrument2021-0063869
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressCONSHOHOCKEN, PA 19428
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYAVAPAI AZ
Property Address976 WAGON TRL, PRESCOTT, AZ 86305-1651
Document Number0000036135
Instrument DateJun 25, 2020
Transaction TypeMortgage
Record UpdatedJul 20, 2020
Title CompanyDRIGGS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address976 WAGON TRL PRESCOTT AZ 863051651, PRESCOTT, AZ 86305-1651

Mortgage

Document Number0000036135
DateJun 30, 2020
Instrument36135
Lender
NameFINANCE OF AMERICA MTG
AddressHORSHAM, PA 19044
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 29, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYAVAPAI AZ
Recording DateJan 30, 2019
Property Address976 WAGON TRL, PRESCOTT, AZ 86305-1651
Document Number0000004530
Instrument DateJan 8, 2019
Instrument4530
Transaction TypeTransfer
Record UpdatedFeb 7, 2019
Title CompanyYAVAPAI TITLE COMPANY, YAVAPAI TITLE CO.

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$218.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address745 DIVISION ST PRESCOTT AZ 863011801, PRESCOTT, AZ 86301-1801

Mortgage

Document Number4531
DateJan 30, 2019
Instrument4531
Lender
NameFINANCE OF AMERICA MTG
AddressROSEVILLE, CA 95661
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJan 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 976 Wagon Trl was $1,299, up 3.1% from the year before.

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateArizona
CountyYavapai County
MunicipalityPrescott City
Unified School DistrictPrescott Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$29,657 (-3.74%)$296,568 (-3.74%) Land $74,946 Building $221,622
2026$30,809 (+8.38%)$308,090 (+8.38%) Land $69,210 Building $238,880
2025$1,299.00 (+3.1%)$28,427 Land $5,328 Building $23,099$284,272 Land $53,278 Building $230,994
2024$1,260.00
2022$1,209.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 976 Wagon Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 77 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies77 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimAug 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 976 Wagon Trl is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 53% of Arizona
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PRESCOTT
serves 42,217 people · EPA ID AZ0413045
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Jan 2025
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mile High Networks
Fixed Wireless
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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