Schenectady County and Rotterdam Town property record for 976 Vischer Ave, Schenectady, NY 12306 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,044 sqft · built 1930 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Apr 2015) |
| Tax Bill | $3,665 (2025) |
| Deeds & Mortgages | Sep 2024 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 48.20-2-2 |
| Primary APN | 422800 48.20-2-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,044 sqft Living Area |
| 1st Floor Area | 1,044 sqft |
| Upper Floors Area | 480 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 140 ft deep x 36 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 200 sqft |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 976 VISCHER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R,G CENTRAL REALTY #2-168 2-120-10 |
| Legal Block | 2 |
| Legal Lot Number | 2.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 32700 |
Source: Schenectady County and Rotterdam Town records · APN 422800 48.20-2-2
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 976 VISCHER AVE, SCHENECTADY, NY 12306-3947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 14, 2015 · Amount on Record |
| Deed Sale | Apr 14, 2015 · Amount on Record |
| Prior Sale | Apr 14, 2015 · Amount on Record |
| Deed Book / Page | 1912 / 700 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 976 VISCHER AVE, SCHENECTADY, NY 12306-3947 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 976 VISCHER AVE, SCHENECTADY, NY 12306-3947 |
| Document Number | 0000057044 |
|---|---|
| Date | Sep 26, 2024 |
| Book Page | 5398/753 |
| Instrument | 202457044 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 04, 2044 |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,665.00 | $100,000 (-) Land $7,200 Building $92,800 | $153,800 (+16.87%) Land $11,074 Building $142,726 |
| 2023 | $100,000 Land $7,200 Building $92,800 | $131,600 Land $9,475 Building $122,125 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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