976 US 64 E, Cashiers, NC 28717 Property Records

Jackson County property record for 976 US 64 E, Cashiers, NC 28717

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,788 sqft · built 1974
Lot Size	0.419 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Jan 2021)
Tax Bill	$2,033 (2023)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jul 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7572-83-6781`

Property Details

APN / Parcel Number

Primary APN	`7572-83-6781`
Alternative APN	`183031`

Interior

Stories	1 Story
Building Area	3,788 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2000
Exterior Material	Wood Shingle
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.419 acres)
Terrain	Low
Porch	Open Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	183031
Street Address	976 US 64 E
City	CASHIERS
State	NC
Zip	28717-6042
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CCG CASHIERS COMM GENERAL
Legal Description	OFF US 64 E
Legal Township	07
Jurisdiction	JACKSON NC
Township / Civil Division	CASHIERS
Census Block Group	2
Census Block	2023
Census Tract	950900

Owner

Source: Jackson County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	942 CHEROKEE TRL # 52, 52, SAPPHIRE, NC 28774-8639
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Warranty Deed, Transfer · Conventional with PMI LILLIPUT LLC
Jul 9, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Nov 15, 2017	Warranty Deed, Transfer · Conventional Mortgage WILEY A SMITH

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 28, 2021 · Amount on Record
Deed Sale	Jan 28, 2021 · Amount on Record
Prior Sale	Jul 9, 2019
Deed Document Number	0000229136
Deed Book / Page	2291 / 36
Record Updated	Jun 7, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jan 28, 2021
Property Address	976 US 64 E, CASHIERS, NC 28717-6042
Document Number	0022910036
Book / Page	002291 / 000036
Instrument Date	Jan 28, 2021
Transaction Type	Transfer
Record Updated	Mar 2, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 52 BLACK MOUNTAIN NC 287110052, BLACK MOUNTAIN, NC 28711-0052

Mortgage

Document Number	22910039
Date	Jan 28, 2021
Book Page	002291/000039

Lender

Name	LILLIPUT LLC
Address	109 FLAT GAP TRL, CULLOWHEE, NC 28723-6741

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Jan 27, 2031

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Jul 9, 2019
Property Address	976 US 64 E, CASHIERS, NC 28717-6042
Document Number	0022420173
Book / Page	002242 / 000173
Instrument Date	Jul 8, 2019
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$900.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1946 RIVER RD JACKSONVILLE FL 322073904, JACKSONVILLE, FL 32207-3904

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Nov 15, 2017
Property Address	976 US 64 E, CASHIERS, NC 28717-6042
Document Number	0022010396
Book / Page	002201 / 000396
Instrument Date	Nov 15, 2017
Transaction Type	Transfer
Record Updated	Nov 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 1178 CASHIERS NC 287171178, CASHIERS, NC 28717-1178

Mortgage

Document Number	22010400
Date	Nov 15, 2017
Book Page	002201/000400

Lender

Name	WILEY A SMITH
Address	1120 E KENNEDY BLVD # 1210, TAMPA, FL 33602-3589
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 14, 2027

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2023	$2,033.00	$535,180 Land $261,290 Building $273,890

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	7 (1994–2024)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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