Clay County property record for 976 Town Mountain Rd, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,084 sqft · built 1981 |
| Lot Size | 3.74 acres (162,914 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,874 (2026) |
| Deeds & Mortgages | Apr 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 555000274663 |
| Primary APN | 555000274663 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 3 Half Baths |
| Building Area | 3,084 sqft Heated Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 162,914 sqft (3.74 acres) |
| Account Number | 617430000 |
|---|---|
| Street Address | 976 TOWN MOUNTAIN RD |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-9354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN MTN RD SR1309 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HAYESVILLE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 950202 |
976 Town Mountain Rd is owner-occupied and held in a trust since April 2019.
Source: Clay County records, as of October 15, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 976 TOWN MOUNTAIN RD, HAYESVILLE, NC 28904-9354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 23, 2019 |
| Transfer Doc | 00429/0124 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Apr 25, 2019 |
| Property Address | 976 TOWN MOUNTAIN RD, HAYESVILLE, NC 28904-9354 |
| Document Number | 00429/0124 |
| Book / Page | 429 / 0124 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 2019000898 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 976 TOWN MOUNTAIN RD, HAYESVILLE, NC 28904-9354 |
The 2026 property tax bill for 976 Town Mountain Rd was $1,874.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,874.00 | $540,000 (+78.93%) Land $66,400 Building $473,600 | $540,000 (+78.93%) Land $66,400 Building $473,600 |
| 2025 | $301,800 Land $50,600 Building $251,200 | $301,800 Land $50,600 Building $251,200 | |
| 2023 | $301,800 Land $50,600 Building $251,200 | $301,800 Land $50,600 Building $251,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 976 Town Mountain Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jan 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 976 Town Mountain Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 84% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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