976 Terry Dr, Pismo Beach, CA 93449 Property Records

San Luis Obispo County property record for 976 Terry Dr, Pismo Beach, CA 93449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,437 sqft · built 1985
Lot Size	0.164 acres (7,150 sqft)
Owner	Company Name on Record
Last Sale	$1,225,000 (Jun 2022)
Tax Bill	$14,122 (2025)
Deeds & Mortgages	Jun 2023 Transfer Jun 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005-393-021`

Property Details

APN / Parcel Number

Primary APN	`005-393-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,437 sqft Living Area
1st Floor Area	1,437 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Wood
Lot Area	7,150 sqft (0.164 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	976 TERRY DR
City	PISMO BEACH
State	CA
Zip	93449-3211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY PB TR 1130 LT 105
Legal Subdivision	TRACT 1130
Legal Tract	1130
Legal Block	1
Legal Lot Number	105
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1004
Census Tract	11705

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	976 TERRY DR, PISMO BEACH, CA 93449-3211
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Intrafamily Transfer, Transfer
Jun 7, 2022	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ASSIST HOME LOANS
May 4, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2022 · Amount on Record
Deed Sale	Jun 7, 2022 · Amount on Record
Deed Document Number	202223961
Last Transfer Date	Jun 27, 2023
Transfer Doc	0000018126
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 28, 2023
Property Address	976 TERRY DR, PISMO BEACH, CA 93449-3211
Document Number	0000018126
Map Reference	MB 11 PG 74
Instrument Date	Jun 27, 2023
Instrument	2023018126
Transaction Type	Transfer
Record Updated	Jul 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 TERRY DR, PISMO BEACH, CA 93449-3211

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 7, 2022
Property Address	976 TERRY DR, PISMO BEACH, CA 93449-3211
Document Number	0000023961
Map Reference	MB 11 PG 74
Instrument Date	May 20, 2022
Instrument	2022023961
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	976 TERRY DR, PISMO BEACH, CA 93449-3211

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	976 TERRY DR, PISMO BEACH, CA 93449-3211
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	976 TERRY DR, PISMO BEACH, CA 93449-3211

Mortgage

Document Number	0000072999
Date	Oct 29, 2021
Instrument	2021072999

Lender

Name	ASSIST HOME LOANS
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	976 TERRY DR, PISMO BEACH, CA 93449-3211
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018145
Date	May 4, 2018
Instrument	2018018145

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	00000

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Pismo Beach City
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,325,978 (+2%) Land $920,066 Building $405,912
2025	$14,122.00 (+4.48%)	$1,299,979 (+4.04%) Land $902,026 Building $397,953
2023	$13,516.00 (+297.41%)	$1,249,500 (+319.23%) Land $867,000 Building $382,500
2022	$3,401.00	$298,049 Land $141,447 Building $156,602

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PISMO BEACH WATER DEPARTMENT serves 7,944 people · EPA ID CA4010008
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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